The Three Legged Stool
My paternal grandparents were born near Lake Como, Italy. My grandfather learned how to farm, and he did just that until he died chopping wood at age 88. As a boy, I would walk into the barn where I watched him milking cows. Never got the hang of it, but I liked hearing the ping of fresh milk in ... more...

What is a Bad Credit Loan?
A Bad Credit loan is a personal loan for people with bad credit rating because a bad credit rating or credit history can make your life a misery. However created, your past record of County Court Judgements, mortgage or other loan arrears can live on to deny you access to finance that other people ... more...

Should You Pay Off Your Mortgage Early?
In the old days, when a mortgage was paid off, it was happily burned. Those days seem to be long gone. Very few people will stay in their home for the length of time required to pay of a 30-year mortgage. And even if you can pay it off early, it might not be best for you.There is a sense of ... more...

Let Your Lender Help You Save Your Home!
A newly released study by Freddie Mac, the mortgage giant and the Roper Organization; professional pollsters, showed that 61% of delinquent homeowners did not know about workout options offered by lenders designed to help them save their home.This is a shame as Freddie Macs records show that up to ... more...

How to Complete a Mortgage Application
Once you have decided to purchase your dream home and have selected a mortgage lender, it is now time to fill a mortgage application. Most people would wonder how to complete a mortgage application. It is not that difficult, once you have all the information at hand. There is a Uniform Residential ... more...

Financial Strategies for Transitioning from Salaried to Solo
7 Financial Strategies for Transitioning from Salaried to SoloA 40s something woman was talking to me the other day about her growing sense of frustration with working for someone else and her longing to do my own thing, drive my own wagon. But, she said with consternation, I have family counting ... more...

Debt Elimination: Legal! Lawful! Ethical! Debt Elimination Really Works
You are trying hard to eliminate your loans but keep falling back on your old ways. This constantly leads you back to square one situation and debts seem like they are ever increasing. This is the time to go for debt elimination. The good news is that you are not alone, if you are thinking about ... more...

Real Estate Tip: Escrow Accounts -- Do You Really Need Them?
If you have a mortgage on your property, whether it's for your personal residence or a real estate investment, chances are you have an escrow account. But if you are working on building wealth through real estate, you may want to take a hard look at your escrow account (or accounts, if you own more ... more...

Life Insurance, the Universe, and Everything
You may have noticed that life insurance is coming back into fashion. Its true that it may not be the financial term on everybodys lips, but sales of life insurance have been going up, according to the Association of British Insurers. Whilst we may not be saving the volume of funds that the ... more...