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Does It Pay to Make Mortgage Payments Early?
May 10, 1999, revised February 5, 2004 " I consistently pay my mortgage payment two weeks early believing that this will ultimately result in paying less interest over the life of the loan. Is this a correct assumption?" Sorry to have to disillusion you, but ... more...

How Does Simple Interest Work?
January 5, 2004 "What are the benefits/drawbacks of a simple interest loan versus a traditional mortgage? Which would you take if offered the choice?" I would select a traditional mortgage. If ... more...

recorded related definitions

Recording Fees
Recording Fees Fees paid to the lender for recording a home sale with the County Clerk associated with the legal filing of a properties title. Usually under $50. Recording home sale is the act of entering into a book of public records instruments affecting title to the ... more...

Title
Title Title is a legal term for an owner's interest in a piece of property. It may also refer to a formal document that serves as evidence of ownership. Conveyance of the document may be required in order to transfer ownership in the property to another person. Title is ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Credit Card Companies Are Out for Your Money
You're probably thinking "Tell me something I don't know" but in this time of low interest rates you might be thinking that you've got a great deal since credit card interest rates are low. Wrong. Credit card companies have a cutoff as to how low their interest rates will go.So when interest ... more...

Real Estate Margin Calls
Have you ever heard of a real estate margin call? You know about stock market margin calls. Thats when you have bought more stock than you have money and borrowed from your broker to buy extra shares. You bought $10,000 of stock, but only have $5,000 in your account.It is great as long as the ... more...

Financial Tips For Newlyweds
What a wonderful day, despite the impatience and in-law worries, your wedding went off without a hitch and the honeymoon time was incredible. You and your newly wed spouse are back in your shared home, the gifts are opened and put away, bills are looming and it's back to work tomorrow.So what ... more...

Secured Loans vs. Unsecured Loans Choosing Between the Two Diverse Ends
Often in our search for finance options, we are led into a crossroad where we have to make a choice between secured and unsecured loans. Both are equally alluring and put the borrower in a difficult spot. It is difficult to make up the mind regarding one particular finance option because each has ... more...

A Comparative Analysis of HD DVD Players
VHSThe arrival of the VHS (Video Home System) in 1976 marked the emergence of this field in the world. The video cassette became a house-hold name and was the preferred medium for home entertainment in the 70s, 80s, and in the early 90s. The VHS was capable of storing both audio and video formats ... more...

Bankruptcy - Your Fresh Start
Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and have too little in the way of savings. When the inevitable unexpected crisis comes along, they have little left to handle it and quickly slip into a critical financial state ... more...

The Red Flags of Getting a Home Loan
Red flags are indicators that there may be a current or future problem with the borrower or transaction. They help Underwriters isolate pertinent issues that are part of the overall loan evaluation. They are questionable items, and when there are several, they usually indicate that something is ... more...

10 Easy Ways To Organize Your Business Finances
Whether you are a new entrepreneur or a more experienced business owner, taking control of your finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances and reduce the stress of business money matters.1. Keep Your Bills in One PlaceWhen ... more...

Mortgage and UK Housing Markets Experience Fluctuations
Mortgage lenders and property agencies have just released their latest figures for the UK housing market displaying some conflicting results but the overall mood from analysts appears to be one of optimism for improvements in housing market activity. Property prices are on the rise again ... more...

Don't Let Life 'Get in the Way' - Manage Your Time for Success!
If youre living out on your own for the first time, you may have already discovered how many things can get in the way of your life, making it stressful and chaotic. You probably never realized all the stuff going on behind the scenes when you lived at home with Mom and Dad...the bill paying, the ... more...

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