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Shop Retail, or Retain Agent to Shop Wholesale?
18 April 2005 "How do I know whether I am better off going to a mortgage broker or a lender?" That question has no answer. The better question is whether you should shop the retail market yourself, or retain a broker as your agent to shop the wholesale market for ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Taking Notes in Picture Form - A Powerful Strategy for Visual-Spatial Kids
Who are visual-spatial learners? Visual-spatial learners, or VSLs, are those among us with powerful gifts of the right hemisphere. They are our artists, inventors, builders, creators, musicians, computer gurus, visionaries and healers. They are empathic and often very spiritually aware, even when ... more...

For Business Owners Only - You Cant Be Fired But Neither Can You Quit
The decision to sell, or not to sell your business is a difficult one. There are many questions that need to be answered before an informed decision can be made. Is selling your best alternative? Will one of the kids want to take over the business? Timing is everything. Is now the right time? ... more...

Check Your Stress Level Before You Book
You need to know your stress levels before you book a holiday. This quiz for evaluating stress originally surfaced in a Macmillan medical book in 1982 but in various forms it has been around for much longer. Basically what you need to know is whether you have been under too much stress in the past ... more...

Budgeting: Take This Simple Test To Learn Your BQ (Budgeting Quotient)
Have you been wondering whether or not you need to develop a financial budget? Heres a simple Yes/No quiz that can help you understand your BQ or Budget Quotient.1. Are you already short of money when there are six or more days left in your pay period?2. Have you received at least one call from a ... more...

Mortgage Company Quizzing Here are the Questions You Need to Ask
If you process of finding a mortgage there are three important questions you need answered. Here are the questions you need to quiz your lender on.Mortgages can be the most intimidating aspect of home ownership. As a homeowner it is easy to second guess your decisions; part of choosing the right ... more...

Finding the Right Credit Card
There are so many credit cards out there to choose from that deciding which one to get can feel really daunting. What makes one offer better than the hundreds of others youve seen? Take this little quiz to find out what you should look for in a card. First, Are You a Student? If you are, then youll ... more...

The 20 Minute Rule
Before you hire an organizer you still need to organize before they show up!Do you have a pile of papers in one corner and another pile of something else in another room of the house?Don't pay an organizer to clean for you, they organize. Once they know what you want to keep and what to throw out, ... more...

Consider a Program to Consolidate Your Debt
In the present climate of easy credit it is easy to get in over your head with credit card debt. Many people do not realize how many Americans are living payday to payday getting deeper and deeper into the drowning pool of high interest revolving debt. With recent laws mandating higher minimum ... more...

Quiz: How Much Do You Know About Credit Scoring?
Before you get a mortgage for the first time, or refinance your existing mortgage, lenders run a credit check. Lenders use a scoring system to decide whether or not you are a good candidate for a loan, and even what rate you will qualify for. Credit scores are based on a number of factors. How much ... more...

Snowbirds, Bi-Coastal and Life in 2 Locations
Upon visiting my friends in their newly purchased second home, away from the cold Midwestern winter, I was left with many questions. What is it like to live in 2 locales? Is it so much fun like constant vacations? Or is it double the work? The housework? Social life? Logistics? Here are some ... more...

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