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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Annual Percentage Rate Below Interest Rate?
November 5, 2001 "In checking advertisements by mortgage lenders, several showed APRs on fixed-rate mortgages that were lower than the interest rate.  Is that possible??? In principle, it is possible and some lenders do it.  But in many cases, the computer ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Knoxville Mortgage Companies
Eastern Tennessee is the home of the University of Tennessee in the city of Knoxville. This large state university is a main draw for local residents and has brought numerous people to the area who are interested in buying homes and settling down. Did you know that Knoxville has scores of lenders ... more...

Reducing Your Credit Card Debt One Day at a Time
Debt reduction, a lofty goal, is also extremely difficult to carry out. As long as swiping your card feels easier than paying cash, youll find yourself stuck in a downward spiral of credit card debt. Continued use combined with high interest charges means your credit card debt will just keep ... more...

Debt Consolidation Loans The Benefits of Consolidating Debts With A Loan
With the huge increases in consumer debt we have been seeing in the financial market during the past couple of years, it really is not surprising that more and more people are having to opt for debt consolidation loans. The reasons for this are quite simple; as the benefits of debt consolidation ... more...

Lower Monthly Payments Options for Reducing Debt Payments
Unfortunately, many who acquire an unnecessary amount of consumer debt take the easy road and file bankruptcy to avoid their obligations. Reducing debts without bankruptcy protection is doable. However, this requires effort and persistence. Debts accumulate over years. Thus, it is ... more...

Four Ideas You Can Take to the Bank
If only you could snap your fingers and find that you have increased your income! It may not be that easy, but it is easier than you think to increase your income! Here are a few ideas to help you increase your income.But if youre reading this while youre on a website that highlights secured loans, ... more...

Should You Keep Your Old Car or Buy a New One?
Are you sure you need a new car? I'm sure you want the newest safety features and modern styling that a new car offers. Perhaps you need a larger vehicle to fit your growing family. You probably feel that your old car no longer fits your life. But how about cost?From an economic perspective, you're ... more...

Bad Credit Debt Consolidation Loans
Are you looking to consolidate credit card or other debt? Do you have bad credit history? There are many options available online nowadays to help you consolidate your debt. Whether you are wanting to consolidate credit card debt or other kinds of debt, it can be overwhelming searching online to ... more...

Charlotte Mortgage Quote
Known as the Queen City, Charlotte is the largest city in North Carolina. Home to more than 600,000 residents the entire metropolitan area continues to grow as people flock in to experience the citys many businesses, good schools, and enjoyable way of life. If you are buying a home in Charlotte, ... more...

A Debt Mentality
While working through my own debt situation, and helping others resolve their life issues regarding debt and credit, it never ceases to amaze me how similar the life stories are and how profound is the effect of debt on the way a person thinks about life, irregardless of how much money they have or ... more...

What is the PayOption ARM?
Imagine an adjustable rate mortgage that allows you to pick one of four payment options on your monthly mortgage bill. It is an ARM on which the interest rate adjusts monthly and the payment adjusts annually, with borrowers offered options on how large a payment they will make. The options include ... more...

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