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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Annual Percentage Rate Below Interest Rate?
November 5, 2001 "In checking advertisements by mortgage lenders, several showed APRs on fixed-rate mortgages that were lower than the interest rate.  Is that possible??? In principle, it is possible and some lenders do it.  But in many cases, the computer ... more...

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Get Free principle Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Asset and Liability Basics
Knowledge of accounts can make life much easy. If you are to invest in a new business or joining your forefathers business, planning to take some loan, looking for job in any marketing company, desire to be the manager of a multinational company or have the onus to manage your own assets and ... more...

A Guide to Finding Fast Homeowner Loans
Sometimes finding fast homeowner loans can seem impossible no matter what you do, it seems like traditional lenders such as banks and finance companies take way too long to process loan applications.Fast homeowner loans can be had, however the hardest part is finding out where to look.Of course, ... more...

First Time Home Buyer Loans - How to Apply for a Mortgage Loan
For a first time home buyer, applying online for a mortgage loan makes the experience easy. You have plenty of time to compare rates and terms to find the best financing for your situation. With just a few steps, you can secure financing for your home with the lowest possible rates.1. Select ... more...

CHINESE TAKE-OUT: Oriental Business Principles Demystified For Online Enterprises
The expectations of life depend upon diligence; the mechanic that would perfect his work must first sharpen his tools. - ConfuciusChinese people are well-renowned for their industriousness and extraordinary minds for business. Cases of our Chinese brothers failing in their ventures are very rare. ... more...

Home Made Hand Tools For Hobby Foundry Work
If you have been thinking about making a start in hobby foundry work in your home workshop, you may be forgiven for thinking that the tools and equipment are going to cost you an arm and a leg, this need not be. Sure, you could trot off to the downtown industrial tools supplier and take home an arm ... more...

Your Ticket Out of Debt Relief
If you are in debt over your head and wondering if you will ever find a way out, the answer is yes! Serious financial problems can make life miserable and cause a great deal of stress and worry. Many people have found themselves in the situation of avoiding calls from creditors and wondering how ... more...

Getting a Nashville Mortgage Quote
Purchasing a new home requires much research on your part. Working with a realtor and finding a real estate closing attorney is vital in your quest to completing the deal. Of key importance is finding a lender; getting a Nashville Mortgage Quote will go a long way in helping you achieve that feat ... more...

Happy Talk and 3 Simple Secrets to Happiness
What is the one thing you want more than anything else for the people you love the most? If you had a magic wand what would you grant your family and friends? What is it that everyone wants?To be happy!How can you make other people happy until you are happy? How can you be happy?Lester Levenson, ... more...

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