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Mortgage Professor about principle: 
HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Annual Percentage Rate Below Interest Rate?
November 5, 2001 "In checking advertisements by mortgage lenders, several showed APRs on fixed-rate mortgages that were lower than the interest rate.  Is that possible??? In principle, it is possible and some lenders do it.  But in many cases, the computer ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Tony Robbins CANI! System Explained
"CANI" stands for Constant And Never-ending Improvement. It's an acronym that Tony developed more than a decade ago and he was influenced by Dr. W. Edwards Deming. Dr. Deming is credited as one of the leaders who brought one of the first quality movements to the Japanese. His basic premise was that ... more...

No Credit Check Personal Loans - If You Need Fast Cash, A PayDay Loan Online Is a Very Quick Process
Online payday loans can get you fast cash through a very quick process. By processing applications online and depositing money into your checking account through direct deposit, you can have your cash advance within hours.Instant ApprovalApplications are processed electronically for near instant ... more...

Understanding Real Estate Terminology
Purchasing a home can be a complicated and confusing process, especially for first-time buyers. Throughout the process, first-time home buyers will encounter a variety of unfamiliar real state terms. There are several key terms associates with purchasing real estate that are helpful to learn.For ... more...

Personal Debt Consolidation Loan 3 Benefits of Debt Consolidation
If you have never considered a personal debt consolidation loan, maybe nows the time. Each year, millions of people file bankruptcy as a means of eliminating their consumer debts. Although bankruptcy may seem like an easy fix to credit problems, the effects are long-term. Before taking ... more...

Tell Me The Reasons Why I Should Believe You?
Have you ever heard the phrase, 'PREPONDERANCE OF PROOF'?I recently heard it to describe a situation where a person was backed up against a wall (legally speaking) and needed a way out of the mess.The legal guy came in and said, 'I feel we may win this case'. The defendant was furious with his ... more...

Debt Consolidation Companies
Debt consolidation companies have dotted the debt solution landscape as a result of the critical financial conditions consumers find themselves in from heavy credit card debt and other unsecured loans. With approximately 80% of Americans in debt up to $10,000, some are exploring a debt ... more...

Debt Consolidation Company and Companies
Debt consolidation companies have dotted the debt solution landscape as a result of the critical financial conditions consumers find themselves in from heavy credit card debt and other unsecured loans. With approximately 80% of Americans in debt up to $10,000, some are exploring a debt ... more...

Farm and Ranch Loans
If you are considering the purchase of either a farm or a ranch, you know that the cost of purchasing your property can exceed one million dollars. Quite frankly, not that many people are resourceful enough to fund this purchase themselves. Farm and ranch loans are available to you and at a rate ... more...

See What Your Home is Worth
If you thought your home is worth nothing except for living purposes, then think again. It might be holding a treasure, still waiting to be explored. Wait before you deface it with a spade. What we mean is the equity that your home has kept on amassing all through the years. Home equity is the ... more...

Real Estate Investing: Why Paying Cash (or Putting Too Much Down) Could be a 6-figure Mistake
Most buyers who just won the lottery, received a large inheritance, or are fortunate enough to have enough cash decide that they want to pay cash for their home for the convenience of not having a monthly mortgage payment. However that convenience is costing those buyers nearly $5000 per month -- ... more...

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