Home Loans
Buying a home remains the great American dream. Home ownership rates have been exploding in recent years, spurred on by the historically low interest rates in the home mortgage market. Home prices have been rising at far faster than inflation, especially in major urban areas such as San Francisco, ... more...

How to Compare Fixed Rate Mortgages and Adjustable Rate Mortgages
There are many types of mortgages, and the more you know about them before you start, the better. To compare one Adjustable Rate Mortgage with another or with a fixed-rate mortgage, you need to know about indexes, margins, discounts, caps, negative amortization, and convertibility. You need to ... more...

Where to Look for Low Rate Loans
Everyone with a financial need wants to find low rate loans, but not everyone knows where or how to find them. Getting the best interest rate and best loan terms can take some work on your part, but it pays off in the end after all, even a point or two difference in interest rates can add up to a ... more...

Getting the Best Mortgage Rate
Buying a home is an expensive endeavor so getting the best possible mortgage rate should be one of your main priorities. By deciding to get the best mortgage rate possible you will be making a positive decision to help you for many years to come. However, just deciding to get the best mortgage rate ... more...

Fixed Rate Mortgage Loans - Understand the Pros and Cons of the Fixed Rate Mortgage
There are many benefits and drawbacks to consider when deciding if a fixed rate mortgage is right for you. It is important to look at all options when it comes to something as important as getting a mortgage for your new home.There are a few benefits to fixed rate mortgages. One benefit is that the ... more...

Adjustable Rate Mortgages Talking About Interest Rate Caps
Many people have jumped on adjustable rate mortgages to take advantage of the historically low interest rates we have seen over the last few years. Rates are now rising, which means you need to understand caps.Adjustable Rate Mortgages Talking About Interest Rate CapsAn adjustable rate mortgage is ... more...

Getting The Lowest Mortgage Interest Rate - Locking in Your Rate
You're getting ready to close and you're wondering, "Should I lock my rate?" If you are happy with your current interest rate and feel that it is low, then you may want to lock it and not worry about fluctuating rates on the open market. If you would like the interest rate to be lower, and feel ... more...

Buying a Spanish Property - How Do You Finance It?
Financing Your PropertyOnce you have decided on the home you wish to buy you need to know how to finance it. There are several ways in which you can do this. If you are lucky enough to have the cash in the bank then you dont need to worry about the actual financing of it however take a look at the ... more...

Adjustable Rate Mortgage Information Basics
First of all, what is an Adjustable Rate Mortgage? Unlike a fixed rate mortgage where the interest rate and the payment amount do not change for the duration of the loan, an Adjustable Rate Mortgage changes the interest rate and the payment amount at regular intervals over the course of the loan ... more...