Bad Credit Loans and Lender Questions & Answers
Q: What is a private investor and how do they differ from a hard money lender or a subprime lender?A: A private investor is an individual who lends out their own funds to borrowers who are unable to obtain a loan from a traditional lender such as a bank. It is also possible for private investors to ... more...

Debt Relief 101: Understanding Your Options and Avoiding the Scams
The total consumer debt in the United States has ballooned to over two trillion dollars a full 100% greater than it was just a decade ago. As a result more people than are in need of debt relief services. But like with all burgeoning industries, there are a number of scams and ineffectiveness in ... more...

Sub-Prime Mortgage Company - 4 Signs of a Predatory Sub-Prime Lender
If you have bad credit and are looking to get a home loan, odds are, you are going to be applying with a subprime lender. Subprime lenders specialize in financing for people with poor credit history or "less than perfect credit".Getting a subprime mortgage loan can be good if you can get a ... more...

The Average Profile of Customers Opting for a Payday Loan Cash Advance
Payday loans are loans of a small amount, taken for a short duration of time. Payday loans are generally meant to be paid off on the next payday.Payday lenders loan out thousands of dollars every week to people who are in dire need of money. The Community Financial Service Association of America, ... more...

Save Money With Financial Homework
Americans like choice, but it isn't always that great of a thing. For example, have you ever been frustrated when no one wants to make the decision of where to eat? Too many choices often confuse us or leave us avoiding the decision. Especially when it comes to finances.A report from AARP showed ... more...

Subprime Mortgage Loans Online - What To Expect
Applying for a subprime mortgage loan online can seem intimidating at first. With so many lenders to choose from, it can appear difficult to find the best mortgage loan. However, online subprime lenders allow you to search for rates, compare financing options, and avoid falling prey to predatory ... more...

Tucson Mortgage Refinance How to Mortgage Comparison Shop
Before you sign a mortgage contract you need to read the entire document and pay attention to several key elements. Here is what you need to look for.Has the lender included a prepayment penalty in the contract? This is one of the first things you should look for. Lenders charge prepayment ... more...

Home Loans & Refinances: 7 Little Known Loan Secrets that Can Save You Thousands
When shopping for a home loan, getting a competent loan officer (and an ethical one) is far more important than saving a fraction of a percentage point on your interest rate. Going with the "lowest bidder" may save you five or ten bucks on your home loan, but choosing who to work with just because ... more...

Heinous Mortgage Mistakes
Homeowners make a variety of costly mistakes when it comes to mortgages. Here is all you need to know to avoid these mistakes.Any homeowner regardless of their credit, needs to avoid making financial mistakes when it comes to their mortgage. If you are in the process of taking out a mortgage you ... more...