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Manufactured Housing: A Messy Picture
May 19, 2003, Revised February 14, 2005 What Is a Manufactured House? A manufactured home is built entirely in a factory, transported to a site, and installed there. It is distinguished from "modular", "panelized", and "pre-cut" homes, ... more...

Peace of Mind With an Adjustable Rate Mortgage?
September 20, 1999 "I was hoping that rates would go down and instead they went up, and now I need an adjustable rate mortgage to qualify and I'm terrified because I don't understand them. Is there any way I can take an ARM ... more...

pre qualify related definitions

Homestead Exemption
Homestead Exemption Status provided to a homeowner's principal residence - the dwelling (house and contiguous land) of the head of a family -in some states that protects the home against judgements up to specified amounts. Some states grant statutory exemptions, protecting ... more...

Reverse Mortgage
Reverse Mortgage, Reverse Annuity Mortgage, RAM A form of mortgage in which the lender makes periodic payments to the borrower using the borrower's equity in the home. A mortgage used by the elderly that provides income as a way of converting their home equity into a ... more...

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Get Free pre qualify Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Refinancing Mortgage Loan Options - How to Refinance and Keep Your Terms
Refinancing can save you money, but the downside is that you have to restart amortization. Once again you are paying mostly interest at the beginning of your loan. But there are ways you can get around this, keeping your original pay off period and saving on interest charges.Short-Term Refinance ... more...

Follow A Few Simple Steps To Make Shopping For Your New Home Loan A Little Easier
It is likely to be one of the largest purchases of your life, and it can be extremely nerve racking and overwhelming. Buying a new home! Whether you are buying your first home, or moving to a new home; purchasing a home and shopping for home loans is a major decision that requires a lot of time and ... more...

A Guide To Finding the Best Nashvlille Mortgage Companies
If you are thinking about moving to Nashville, or if you already live there but want to purchase a different home, finding the right Nashville mortgage company can be a daunting task.Nashville is centrally located in the state of Tennessee. It is nicknamed Music City and is the home of The Grand ... more...

A Guide To Finding the Best Nashville Mortgage Companies
If you are thinking about moving to Nashville, or if you already live there but want to purchase a different home, finding the right Nashville mortgage company can be a daunting task.Nashville is centrally located in the state of Tennessee. It is nicknamed "Music City" and is the home of The Grand ... more...

Mortgage Pre Approval - Getting Pre Approved For a Home Loan Online
A pre-approved mortgage is a must in a competitive housing market. It also gives you an idea of what you can afford to buy as you look at houses. Online home loan lenders allow you to compare rates and quickly complete the process.Before You ApplyBefore you apply for a pre-approved mortgage, you ... more...

Kings Bay Saint Marys & Kingsland Georgia Real Estate - Getting a Home Loan with Damaged Credit
So, you have made the decision that you would like to become a homeowner. As lenders, we have to perform a credit check. The credit we review are provided by all three reporting agencies. Equifax, Experian and Transunion are the three agencies lenders use. The middle of all three beacon scores is ... more...

Buying a New Home - How to Get Pre-qualified for a Home Loan
If you are hoping to speed up the home buying process, you may consider getting pre-qualified for your home loan. With a pre-qualification letter in hand, real estate agents and sellers will take you more seriously. Furthermore, sellers may readily accept your offer over another bidder because ... more...

The Old "Bait & Switch" Is Alive And Well In The Mortgage Business
Just about everyones heard of the old bait & switch. Ill bet you could probably give an example or two of how its been tried on you before too, couldnt you? Even those who think they dont know what it is will recognize it when its explained. Let me give you an example and tell you how some not so ... more...

Mortgage Payment Amount How is It Calculated?
There are a number of factors that determine how much you monthly mortgage payment will be. These factors include: the amount you borrow, the duration of the loan, the amount of your down payment, points you paid, the closing costs you paid, and the state of your credit.Your loan amount is the ... more...

Private Student Loans Dispelling The Myths
Private Student Loans dispelling the mythsIf savings, grants, scholarships, and federal loans dont cover the cost of your education, its time to turn to private loans. But young college students cant qualify for a private loan, can they? Wrong! This article addresses this and other myths about ... more...

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