What is poor credit score - Boost Your Credit Score



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Is Credit Scoring Fair to Minorities?
December 21, 1998 "I was shocked to discover recently that my credit rating, called a 'FICO score', was poor, due largely to a 90-day past-due bill that I have every year because my work is seasonal. Comes the spring I always pay the bills in full? Most of my ... more...

Can You Get A Mortgage With a FICO Score of 450?
December 6 , 2004 ?I have a home worth $142,000 on which I owe $81,000, so I have $61,000 of equity. I want to turn the equity into cash, but my credit is poor, in the mid-400s, and I can?t find a lender who will deal with me. Do you know any lenders who will help me?? ... more...

poor credit score related definitions

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

More about poor credit score

Get Free poor credit score Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Boost Your Credit Score
Boost your credit score by collecting all your bills and financial papers and giving them a spring cleaning, regardless of the time of year. Everyone wants a perfect credit score of 850 or to increase their credit rating to the best possible credit score. This is the main factor lending agencies ... more...

How to Make a Wise Home Purchase and Avoid the Top 14 Home Buyer's Mistakes
Many home buyers rush into a home purchase without getting enough information. A home purchase, probably the one of the biggest investments of your life, needs informed and cautious consideration. Don't let impulsiveness or ignorance ruin your enjoyable home search and purchase.Here are 14 common ... more...

Mortgages for Dummies: Understand and Fix Your FICO Score
FICO stands for Fair Issac and Company; they are a credit agency many lenders use when reviewing your credit. If you have a poor credit rating, these are the people that have designated it as poor.Fair Issac and Company are not required by law to disclose how they calculate your FICO score; ... more...

College Credit Card Debt - Avoid The Pitfalls
Spending money it feels good. If you are honest with yourself, you will agree with me. There is something about walking into a store and buying what your heart desires. I am not talking about high-end fashion items such as Chanel or Gucci. Even going into Home Depot on a nice day and buying ... more...

Bad Credit Loans
Obtaining bad credit loans can be a real challenge. If you have a bad credit history and youre seeking a loan to buy a home, a car, or a personal unsecured loan, you will usually have to work a bit harder convincing a lender to underwrite your loan. Youll almost certainly pay a higher interest ... more...

Credit Problems? How To Get Approved For a Mortgage Loan Online
If you've got less-than-perfect credit, you still have some options. Choosing to get your Mortgage Loan online instead of through a traditional lender may help you get that home loan. That's because online mortgage lenders tend to be flexible, and they usually offer a variety of services and ... more...

Auto Loans - Get a Low Interest Rate on a New or Used Car
Getting the best interest rate for your automobile loan may require effort on your part. Many car buyers seek a low rate. A low interest rate may conclude whether a particular car is affordable. In fact, an interest rate reduction of 2% - 3% may lower your monthly car payment by $50, which will ... more...

Bad Credit? Finance Your Home Mortgage Loan with a Sub Prime Mortgage Lender
Are you looking for a home loan with bad credit? Individuals living with bad credit know how difficult it is to obtain a home loan. Traditional mortgage lenders and banks consider you a high risk and may deny your loan application. However, it is not impossible to get a loan with bad or poor credit ... more...

How Your Auto Insurance Rates Are Determined
Your auto insurance rates are determined by a number of factors: -driving record -usage, how you are using the vehicle, work, pleasure, business -how many drivers you have and their ages -how many vehicles you have -what kind of coverage limits you want -what area you live in -your payment history ... more...

Low Credit Score Mortgage Loans - How to Get a Better Loan Rate
Loan rates depend on many factors outside of market rates. Your credit score, the propertys value, and company policies all affect what you will pay for your mortgage. With so many variables, you can get a better loan rate with some careful research.Revaluate Your Credit ProfileThere are many ... more...

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