Mortgage Loan Closing Costs
Closing costs for home refinancing or purchases are often misunderstood and frustrating for the buyer and seller (who is probably very soon going to be a buyer). Closing costs are assessed once a purchase agreement is finalized with the seller and/or their agent. The various costs will vary by ... more...

Mortgage Finance - Many Benefits For Home Buyers To Take Advantage
A majority of home owners today got their houses through mortgage finance or loan. In the last decade, the changes in home mortgage finances and loans have brought many promising benefits to homebuyers. However, these changes in mortgage finance have also cost some important tradeoffs.The most ... more...

Conventional Financing For Wholesale Deals
This info is very important for both new and experienced wholesalers, AND buyers of fixer-uppers, to carefully read and understand. We learned it painfully, hopefully you won't have to :-)Often times we are asked by investors about using conventional financing for their investor deals. In other ... more...

Mortgage Refinancing - 7 Important Things To Keep In Mind
In today's world, it seems that almost any topic is open for debate. While I was gathering facts for this article, I was quite surprised to find some of the issues I thought were settled are actually still being openly discussed.Mortgage refinancing loans experience a boom whenever rates are low. A ... more...

Hard Money Lenders -- "No Money Down" The Easy Way
Would it help you as a real estate investor to be able to "Close For Cash in Days," even if you're tapped out financially?Hard money lenders are perhaps the best way to get 100% financing with easy qualifying, money for fix- up, and fast closings.So what can hard money lenders do for you? Hard ... more...

Bad Credit Mortgage Refinancing
Bad credit mortgage refinancing loans are used to solve two different problems.Problem Number One: The homeowner has bad credit, significant high interest credit card debt and a home with substantial equity. In order to pay off the high interest bills, the person refinances his/her home and cashes ... more...

Points or Not to Points?
Mortgages can have many terms that are determined based on the clients personal financial situation. But should you pay points above and beyond the interest rate or not?Points are a single payment that are paid on the percentage of the loan amount. For example, let's say you take out a mortgage of ... more...

Home Mortgage Refinancing - Should I Refinance?
Why should I refinance and when does it pay to do so?Refinancing can be worthwhile, but it does not make good financial sense for everyone. A general role of thumb is that refinancing becomes worth your while if the current interest rate on your mortgage is at least 2 percentage points higher than ... more...

Are You Overpaying Taxes If You Use Tax Preparation Software?
For many business owners the answer to this quandary is tax preparation software. Fill out a fairly simple interview, click print and out comes a completed return that will pass muster with the IRS. The answer to all your problemsor is it?Can One Software Program Cover All Businesses?Take a moment ... more...