Title Loans - Get More of the Title to Your Vehicle
Title loans have the same features as a secured loan, except for a single aspect. While secured loans do not spell out the type of collateral that will suffice it, title loans specifically require cars or any other vehicle to act as collateral. Vehicles may be used to guarantee secured loans too. ... more...

Term Life - Who Needs It?
If you've read any of the books or articles by popular personal finance gurus you've probably heard of the affordable life insurance alternative called Term life. Term life insurance Quotations are recommended by many popular personal finance gurus and can be a good choice for: Young families or ... more...

Life Insurance Benefits
Life Insurance is a legal contract between you and a life insurance company with the purpose of providing an income to spouse, children or other beneficiaries in the event of your death.There are two different categories of Life Insurance. Term Insurance is designed to provide death benefits for a ... more...

Do Payday Loans Deserve a Bad Rap?
We have all heard the stories about cash advance lenders charging their customers excessive interest fees. It is true that most payday loans have the highest interest rates compared to any other type of loan. As unfair as this may sound, payday loans do serve a purpose and there are many people who ... more...

Sustainable Philanthropy: Microloan Collective Lending Brings Self-Sufficiency & Independence
"J" is a smart man. He is also a very poor man in a developing African country, with a family to feed, an inadequate housing situation and not a lot of opportunities. However, with just a few dollars "J" could set up a small shop that would bring in enough money to support himself and his family, ... more...

Construction Loans - Good as an Interim Measure of Financing Construction Activity
Construction of your house is going on at a normal pace when the depleting finances threaten to disrupt the process. The derailment in the construction activity will significantly increase the cost of construction. If arranging finance within such a short notice is turning out to be a difficult ... more...

Critical Illness Insurance Critical or Ridicule?
Critical illness cover (CIC) is a type of insurance which provides a significant one-off payment if you are diagnosed with a specified life-threatening condition specified being the important term, because if your illness isnt in the terms and conditions you wont get the payment. Over recent ... more...

Guide to Life Insurance Terms
Listed below is a useful guide to life insurance terms. It is a list of definitions of life insurance terms that may or may not be familiar to you.Accelerated Benefit ProvisionA provision in many new policies which will allow the policy owner to receive a portion of the death benefit early if the ... more...

Home Equity Loan A Reverse Mortgage Could Provide a Comfortable Retirement!
While only comprising about 1% of all mortgages, the reverse mortgage has gained in popularity in recent years. Federally insured since the late 1980s, the reverse mortgage allows owners of paid-off homes to borrow against the equity in their homes in the form of a lump sum, a line of credit, or ... more...