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Should I Lie About My Income?
March 5, 2001 ?I'm self-employed with a low income, but my credit is perfect and I have substantial assets. I felt I was a perfect candidate for a no-ratio loan but my mortgage broker showed me that I can get a lower interest rate with a "stated income" loan ... more...

Why Won't My Mortgage Refinance Go Through?
May 19, 2003 "I filled out all the forms to refinance my loan, paid the $350 lock-in fee, provided all the documents they asked for...But it is now 4 months and still it hasn't closed...Periodically I call the person in charge of my refinancing, and he says he will get back ... more...

perfect credit related definitions

Mortgage Broker
Mortgage Broker An individual in the business of assisting in arranging funding or negotiating contracts for a client buy who does not loan the money himself. Brokers usually charge a fee or receive a commission for their ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about perfect credit

Get Free perfect credit Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

A One Stop Financial Solution
Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious bedrooms, and the perfect little study area to set up her ... more...

Credit And Debt Relief--A One Stop Solution
Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious bedrooms, and the perfect little study area to set up her ... more...

Fast Secured Loan UK: Taking the Speedy Way Out!
We often talk about taking the perfect loan that suits your pocket, the best interest rates, repayment options, loopholes in the credit agreement and other niceties. Have you ever considered looking for a loan that hands you the crucial amount in a minimum time frame? Well, it doesnt necessarily ... more...

10 Ways To Boost Your Credit Score
1. Deleting Errors in 48 HoursThis is the absolute fastest way to correct errors on your credit report and raise your credit score. However, it can only be done through a mortgage company or a bank. If you apply for a home loan and find errors on your credit report, request the loan officer to ... more...

Consolidate Student Loan Debt: A Student Loan Debtor's Perfect Solution
Anyone who has been in a situation of trying to get from under debt probably knows there is no perfect solution to that dilemma any more than there is a perfect solution to a student loan debtors dilemma. The best that can be hoped for is to find a consolidation loan that will allow the former ... more...

How To Repair Your Credit & Improve Your Credit Score - Even If You Are Not A Financial Expert!
If you have less than perfect credit, and you've ever tried getting a loan or credit card, then you know just how much poor credit can cost you.So, the next step to getting yourself completely out of debt is learning how to clean up your credit file!Many people think that by paying on time they ... more...

Bad Credit Secured Personal Loans are Like Desserts-Last Course/Best Recourse for Impaired Credit
Plato said, We can easily forgive a child who is afraid of the dark. But real tragedy of life is when men are afraid of the light.Are you afraid of bad credit? Then this article is perhaps for all of you who feel bad credit is an issue. Let this be your first step in bad credit therapy. You might ... more...

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days
In Less Than 30 Days."What can you do to increase that set of three numbers on your credit report that can be so important with your financing?"I came across this question as I was surfing discussion groups the other day. Check out my answer:Dear Friend,Here are 3 steps I used to take my credit ... more...

Getting the Personal Loans UK with Bad Credit
Personal loans UK can be very useful they can be used to consolidate debt, make large purchases, and even repair your home. The only problem with personal loans UK is that they might seem difficult to obtain at first, especially if you have less than perfect credit.You can get the personal loans UK ... more...

Debt Consolidation Refinance Loans - A Great Way To Lower Your Bills
For millions of homeowners, refinancing is the perfect way to consolidate debts. You can consolidate your debts, eliminate outrageous interest rates and fees, and make one low monthly payment. Credit cards, medical bills, and unsecured loans can all be combined into one monthly payment when you ... more...