What is perfect credit - Bad Credit Mortgage Lender



Home \| Ask Your Question \| Mortgage Glossary \|Free Credit Report \| Mortgage Calculator

Mortgage Professor about perfect credit:

Should I Lie About My Income?
March 5, 2001 ?I'm self-employed with a low income, but my credit is perfect and I have substantial assets. I felt I was a perfect candidate for a no-ratio loan but my mortgage broker showed me that I can get a lower interest rate with a "stated income" loan ... more...

Why Won't My Mortgage Refinance Go Through?
May 19, 2003 "I filled out all the forms to refinance my loan, paid the $350 lock-in fee, provided all the documents they asked for...But it is now 4 months and still it hasn't closed...Periodically I call the person in charge of my refinancing, and he says he will get back ... more...

perfect credit related definitions

Mortgage Broker
Mortgage Broker An individual in the business of assisting in arranging funding or negotiating contracts for a client buy who does not loan the money himself. Brokers usually charge a fee or receive a commission for their ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about perfect credit

Get Free perfect credit Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Bad Credit Mortgage Lender - What to Look For
If you have less than perfect credit and are looking to get approved for a mortgage loan, be careful not to make some common, costly mistakes. When dealing with sub-prime mortgage lenders or bad credit mortgage lenders, many people are taken advantage of because of their eagerness to get approved ... more...

Second Mortgages and Home Equity Loans
Second mortgages and home equity loans are perfect for homeowners needing money to make home improvements, eliminate debt, and so forth. These loans allow homeowners to obtain loans based on their home's equity. Home equity loans and second mortgages are better than refinancing because funds are ... more...

Debt Elimination Services
Everyone has seen the ads before. A business will guarantee you perfect credit. (As if your credit history were a joke). Unfortunately, your credit isn't a joke. And your credit history will not disappear overnight, despite what a debt elimination services agency may have promised you. There isn't ... more...

Apply For Home Mortgage Loan Online With Bad Credit - Things To Consider
So, youve found the perfect home. Youve already decided where to place each piece of your furniture inside the home, and in your mind, all of your family photographs are hanging alongside the stairwell. But waitdo you know that even if you believe that your credit report is spotless, it could ... more...

Credit Problems? How To Get Approved For a Mortgage Loan Online
If you've got less-than-perfect credit, you still have some options. Choosing to get your Mortgage Loan online instead of through a traditional lender may help you get that home loan. That's because online mortgage lenders tend to be flexible, and they usually offer a variety of services and ... more...

Adverse Credit Mortgage Loans - How To Get Approved With Poor Credit
If your credit is less than perfect, you may think that home ownership is just a dream. But, actually, it's possible to get a mortgage loan even if you have a low credit score. You'll have to make a few trade-offs, but you can get approved for a mortgage loan--even with poor credit--if you:Choose a ... more...

How to Identify Common Credit Repair Scams
Everyone has seen the ads before. A business will guarantee you perfect credit. (As if your credit history were a joke). Unfortunately, your credit isn't a joke. And your credit history will not disappear over night, despite what a company may have promised you. There isn't a quick remedy to your ... more...

California Bad Credit Loans - Exploring FICO Scores
An individuals credit score is a number that ranges from 850 (perfect) to 300 (very poor) and is used by financial institutions to judge the level of risk of a borrower. Lending institutions use credit scores to determine interest rates and credit limits for a borrower. A borrowers credit score is ... more...

Understanding Bad Credit Debt Consolidation
As long as the credit report is free of any discrepancies and presents a perfect credit history, you are a favourite with the loan providers. Loans are approved within no time. Loan providers are ready to provide more than what is desired. The picture changes as soon as the first default is ... more...

Car Finance Places You On The Top Gear While Buying A Car
Fast car on open roads. It is a perfect picture for any car enthusiast. But you have to go to your work and also drop your kids to school. This is the real picture for most of us. We need to save time when we dont have any. A typical individual has so many odd jobs to complete that a car can, ... more...

Return to previous page