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Choosing Between Fixed & Adjustable Rate Mortgages
February 2, 2004 "I am trying to choose between a 3/1 ARM at 4.625% and a FRM at 5.875%, both 30 years. I don?t expect to be out of my house within 3 years. What is the best way to make this decision?" Whether the adjustable rate mortgage (ARM) or fixed rate mortgage ... more...

Simple Interest Biweekly Mortgage: A Scam?
April 19, 2004 "Is there any type of mortgage that is particularly vulnerable to abuse?" No mortgage is abusive in itself. However, the more complicated ones offer more opportunities for unscrupulous loan providers to take advantage of unsophisticated borrowers. Adjustable- ... more...

payoff calculate related definitions

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

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Get Free payoff calculate Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Consolidating Debt - Credit Card Debt Consolidation
There are plenty of strategies for eliminating unnecessary credit card debt. Because it takes years to accumulate debt, consumers should not expect to reduce their debts overnight. Nonetheless, debt can be reduced with a workable plan. Debt consolidation is a very effective way to becoming debt ... more...

Lower Monthly Payments - Ways to Consolidate Consumer Debt
Finding relief from credit card debt will require effort on your part. Millions of people attempt to reduce or eliminate their consumer debt. Sadly, few are able to achieve this goal. Because of high interest rates and late fees, consumers can barely afford monthly minimum payments. Lowering ... more...

Building a Home Addition
Besides providing your home with more living space, a home addition can be a terrific investment. However, before embarking on such a project the homeowner should first consider several important items. These items include: home market values in the neighborhood, financing, size and scale of ... more...

Home Mortgage Loan Refinance - Refinancing a Fixed Rate Mortgage
Refinancing a fixed rate mortgage is usually only suggested when interest rates fall, but you can also save money by changing your loan terms. You can also pull out part of your equity to pay bills or renovate.Lower Interest RatesIn general when interest rates are at least 1% lower than your ... more...

Getting The Best Home Equity Loan
Owing to the popularity of home equity loans, there are numerous lending agencies offering a variety of mortgage products. A bad choice of mortgage can lead to disastrous effects, as there is a risk involved of foreclosure and losing one's home. Hence it becomes necessary to secure the best loan ... more...

Virtual Assistance Price List: Basic Guideline to Setting Rates for Your Virtual Assistant Business
I've seen Virtual Assistants' rates range from $15 to $70/hr., depending on the VA's experience, specialty, location, and the project. One of the most common concerns with a new Virtual Assistant faces is what to charge for his/her services. A common mistake made by new Virtual Assistants is ... more...

How To Prepare Your Income Tax Return
The first step in your income tax preparation is to work out your total income. A persons total income includes many kinds of receipts such as wages, interest, alimony, lottery winnings and many more. It is important to gather all of the appropriate information for any money you have received ... more...

The Top 10 Dealership Scams Part 3
Car Dealers have numerous ways to scam a potential buyer. Let's continue examining a few of them so you know what to look out for when making your next car purchase:6. The Dealer Mark up Scam This is an unnecessary fee that the dealer charges for no reason other than greed. This fee can be seen on ... more...

Is the New Millennium Method Really $1.204,000 Better then a Bi-Weekly Mortgage
This Article will compare and Contrast the Old-School Bi-Weekly Mortgage Method with the New Millennium Invest the Difference Method. Can The New Millennium Method really result in over $1,200,000 more money in your Retirement Account.A Bi-Weekly Mortgage is a Craze that has been Sweeping the ... more...

Technology & Weight Loss: Putting An Online Tool to Use
Because the Internet allows so many millions of people to be connected to any single site, function or feature, many programmers and marketing folks have put their heads together to come up with some really neat online tools. Many of these tools are not only useful and convenient, but they are ... more...

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