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Questions About Mortgage Refinancing
November 4, 2002 "What questions about refinancing are asked most frequently?" The most common question by far is "should I refinance". Usually I can?t answer it because questioners don?t give me all the needed information. If borrowers are looking ... more...

Pros and Cons of Debt Consolidation
May 6, 2002 "I have two mortgages plus a lot of short-term debt with high interest rates. Because my house has appreciated substantially in recent years, I?m sure I can save money by consolidating the short-term debt into one of my mortgages, but which one?" I ... more...

payments calculators related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Delinquency
Delinquency Failure to make payments on time. This can lead to foreclosure. First, a mortgage becomes delinquent, when the borrower stops making payments. Second, the delinquency is either reinstated (payments are resumed) or the lender forecloses. ... more...

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Get Free payments calculators Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Tips For First Home Buyers On Getting Home Loans
Buying your first home will likely be the biggest and most important purchase you will ever make. It can be a very stressful and may even leave you sleepless for nights on end wondering whether you are making the right decision especially where choosing the right home loan is concerned.With all ... more...

How To Save Time And Money With Online Auto Loans?
You have finally decided on what type of car you want. Its now time to find a great auto loan. One of the most important aspects of buying a vehicle is getting the best auto loan you can find. Finding the best auto loan starts with educating yourself and doing research online. You can save both ... more...

Use Targeted Decorating To Get A Higher Price For Your House
This article will show you how to sell your home quicker, get a higher price for it by using smart decorating techniques.The secret is to make your home feel like "my home", for the buyer.When a potential buyer walks into your house, she is wondering if this house will "feel" like home after they ... more...

Log Homes - Is a Log Home In Your Future?
Many people dream about a log home in their future but never get around to making their dream come true. Here's how to get past the hurdles and start living your dream.Finances are one of the most common reasons many people never live their log home dreams. The reasons may only be perceived or they ... more...

Get a Free Car Loan Calculator Online
With a car loan calculator you'll got a valuable tool. You can apply an auto loan calculator in three very useful ways; determine a car loans total costs determine your estimated monthly car loan payments find the right auto financing alternatives for you. A loan calculator is available for ... more...

Decision Time: Home Equity Loan or Home Equity Line of Credit?
Home equity loans and home equity lines of credit continue to grow in popularity. According to the Consumer Bankers Association, during 2003 combined home equity line and loan portfolios grew 29%, following a torrid 31% growth rate in 2002. With so many people deciding to cash in on their home's ... more...

Building Wealth When Refinancing Your Home Loan
Many a homeowner has seriously contemplated getting a cash-out refinance loan with the hopes of landing a lower rate, saving up to $300 smacks a month and getting some cash in hand to spend as ones pleases. Who wouldn't want to lower their current home mortgage rate, save on monthly interest rate ... more...

How To Create A Business Note That Is More Attractive To A Note Investor
You are selling your small business (business value under $1 million for this article). You would like the buyer of your business to come in with an all-cash offer, or be able to qualify for an SBA guaranteed loan. However, in many cases the owner of the business ends up taking back the ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

Interest Only Mortgage? Consider a Graduated Payment Mortgage
Graduated payment mortgages (GPM) offer financing solutions for those who expect their income to rise in the future. A hybrid of an adjustable rate mortgage and fixed-rate mortgage, a GPM with its fixed interest rate starts with low payments that increase yearly based on the loans terms. If you ... more...

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