Bankruptcy - Is It The Right Choice For You?
Bankruptcy is one of the tougher choices we as adults face in todays society where it is the norm to be in debt, albeit some more so than others. Credit card offers materialize whether you are looking for credit or not. All with their own perks and benefits may sound tempting enough to open and ... more...

Mortgage Terms Explained
When you are hunting for a mortgage, you will find that there are many different types of mortgages available. I will list some of the more common ones and their uses.15 vs 30 YearsYour mortgage term can be just about anything you choose. 15 and 30 year terms are popular these days, although 10 ... more...

1st and 2nd Mortgage Refinance Loan - Refinance and Lower Mortgage Payments
Refinancing both your first and second mortgage will lower your monthly mortgage payment and qualify you for overall lower rates. It will also save you money on closing costs and application fees. And while you are looking at rates and terms, you can reevaluate your loans payment schedule ... more...

Reverse Mortgage: A Dignified Way for Retirees to Supplement Income and Take Care of Expenses
For many Americans reaching the retirement age, the equity build up in their home is their only real asset. Reverse mortgage is a way to tap into this asset and create a stream of income needed for retirement or take care of an unexpected financial need that is usually related to health care costs ... more...

Are You Sure That Heirloom Oriental Rug From Your Aunt Hilda Is Really Insured?
Gone are the days of the cinder block and wood plank bookcases. You've come along way from that old reliable jut rug and CDs (or in some cases, actual vinyl albums) stored in milk crates. That's the way it is with first apartments, and sometimes second and third apartments too. It's what you ... more...

Hard Money Lenders -- "No Money Down" The Easy Way
Would it help you as a real estate investor to be able to "Close For Cash in Days," even if you're tapped out financially?Hard money lenders are perhaps the best way to get 100% financing with easy qualifying, money for fix- up, and fast closings.So what can hard money lenders do for you? Hard ... more...

How to Consolidate My Debts
Understanding how to consolidate debts gives you numerous benefits to the restructuring your financial plan including elimination of taxes and late fees. Debt consolidation is basically combining a group of high interest loans into one single loan. The purpose of doing this is to reduce the ... more...

Debt Consolidation when You Find Yourself Overwhelmed with Bills, Bills, and More Bills
Many of us find ourselves overwhelmed with bills, bills, bills. Going to the mailbox only to find yet another late payment notice may have become a daily trauma. Your spending patterns and lack of budgeting has brought you to this point, and you know it is no ones fault but your own. Yet, what ... more...

7 Surefire Ways To Repair Bad Credit
Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national disease. And just what do people need that have a disease? They need a cure.Here are some sure-fire solutions to ' repair bad credit '. ... more...