How To Get Out Of Credit Card Debt Much Faster & Save Lots Of Money Without Filing For Bankruptcy!
The most important lesson I learned about getting out of debt is that you'll NEVER get out of debt playing by the rules of your creditors. No matter what they say, they really don't want you to get out of debt.After all, the longer it takes you to pay off your debt, the more money they'll make.So ... more...

Five Painless Ways of Getting Out of Debt and Staying Out of Debt
If everyone knew the answer to that, no one would be having financial problems. The problem is, some of us know what the answers are and dont follow them, but some of us just dont know. Were guilty of not planning and thinking we can do more than what we really can. The sad part is that most of us ... more...

Debt Consolidation, with Home Equity Loans
Debt consolidation is a way of increasing your monthly cash flow by combining all your high interest payments into a low interest and easily manageable home equity loan. The process is explained in the example.Lets look at this example:Your credit card loan is $15000 at 18% interestYour car loan is ... more...

Getting Consolidation Loans Right
Consolidation loans allow you to consolidate your monthly payments to several creditors into one, larger monthly payment. These loans can help individuals to lower their monthly payments, pay off debt faster, and lower the amount of money that you pay overall.But, consolidations loans are often ... more...

5 Simple Steps for Serious Saving and Financial Growth
1) Pay off your loan, credit and store card debt and resist the temptation to keep on spending money you dont yet have.Credit cards and store cards attract the highest rates of interest and are the most inefficient way to work your finances. The average annual percentage rate (APR) for credit ... more...

3 Ways to Pay Off Debt Fast
If you've got debt, you're not alone. Surveys have found that the average person carries about $8,000 on their credit cards, and most people also have car loans, a mortgage, student loans and more. Paying off credit card debt should be your first priority, however, since credit cards typically ... more...

Bankruptcy: What's the Difference Between Chapter 7 and Chapter 13?
When consumers contemplate the option of bankruptcy generally, the remedy they are specifically referring to is chapter 7 bankruptcy. The effect of the filing is to discharge someone saddled with debt from having to pay debts no longer secured with a valid lien. It also has the added benefit of ... more...

Use Caution When Entering Into Debt-Consolidation Loan
To the person drowning in debt, a debt-consolidation loan looks a lot like a lifesaver. But agreeing to such a loan without understanding it completely could be a serious mistake.Here's the way it's supposed to work: You pay off all your small, high-interest consumer debts with the proceeds of a ... more...

How To Solve Debt Problems
Is high debt bringing you down? If you feel overwhelmed with your amount of debt and the rising balances, then it may be time to take your debt into your own hands and solve your financial strain once and for all.First StepsThe first step is to make a list of every single debt you owe to get a ... more...