The Zero Down 80/20 Mortgage
This is an excellent loan for those that are lacking the down payment required for other types of mortgages.The 80 20 mortgage is simply two loans for 100% of the purchase price. It is a first mortgage at 80% of the purchase price with a 20% second mortgage.If you are a conforming borrower, doing ... more...

What Are The Auto Liability Insurance State Minimums For My State?
As you shop online for the best auto insurance deals you may begin to ask yourself what exactly is required by law when it comes to auto insurance. Fortunately this article outlines the auto liability insurance state minimums that you are required to have in order to legally drive in the United ... more...

Why Every Homeowner Needs A Home Equity Line Of Credit
It's common knowledge that banks are more than willing to loan you money when you don't need it. But if you hit a rough spot in your financial life and need cash desperately. It's like pulling teeth to get the money you need.In other words it is much easier to get a home equity line of credit when ... more...

Smokers, Death Benefit Arguments, and Poly-behavioral Addiction
Do Governments Save Money by Watching Smokers Die Prematurely?This was the conclusion of a report, commissioned by Philip Morris, who looked at the cost of smoking in the Czech Republic in 1999. They concluded that tobacco can save a government millions of dollars in health care and pensions ... more...

Dynamic Pre-Hiring Practices
The pre-hiring process can be a challenge. Much time and energy can be invested and in the end, wasted, if your approach is not focused, deliberate, and specific. The following approaches have resulted in meeting candidates that not only meet our specifications, but also regularly exceed our ... more...

Internet Marketing: The "Simple" Part
Researching home based business opportunities on the internet?Fasten your safety belt and stock up on the Dramaminebetter yet get a helmet and a NASCAR crash suit too, because its a wild ride and youre likely to spin out or hit the wall more than once. In the world of Too Good to be True, online ... more...

Western US Retirement Picks
I am pursuing my final career and I am quite comfortable working a 40-hour schedule for the first time in my life. I take my time and pick my clients carefully.I get to take a day off here and there for golf, and I travel around the western states every couple of months. Over the past two years ... more...

Nampa Idaho Real Estate
Nampa Idaho Real Estate Nampa, Idaho, is located in Canyon County, of , and 327 miles SE of Portland, Oregon. Nampa has a population of 51,867. Nampa Homes Nampa properties pool is 18,227 residential properties including Nampa new homes. Median age of real estate in Nampa is 1980. ... more...

Vancouver Washington Real Estate
Vancouver Washington Real Estate Vancouver, Washington, is located in Clark County, of , and 10 miles N of Portland, Oregon. Vancouver has a population of 143,560. Vancouver Homes Vancouver properties pool is 56,640 residential properties including Vancouver new homes. Median age of ... more...