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Mortgage Professor about obtaining a mortgage: 
Does Mortgage Brokerage Attract Rogues?
July 5, 1999 "You have had some unflattering things to say about mortgage brokers... Do you believe that the industry attracts rogues?" I don?t believe that the industry attracts more than its share of rogues, but it ... more...

How Can I Avoid Mortgage Overcharges?
April 19, 2000 "I have been advised by one friend to get my loan from a mortgage broker because brokers shop a lot of lender for the best deals, but another friend says it is too risky, that a lot of borrowers are overcharged ... more...

obtaining a mortgage related definitions

Refinance
Refinance Refinancing refers to applying for a mortgage loan intended to replace an existing loan secured by the property. Homeowners usually consider refinancing for the purpose of getting a better interest rate, loan term, or to draw cash from the equity. ... more...

Mortgage Broker
Mortgage Broker An individual in the business of assisting in arranging funding or negotiating contracts for a client buy who does not loan the money himself. Brokers usually charge a fee or receive a commission for their ... more...

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Get Free obtaining a mortgage Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Recent Bankruptcy? It's Not Impossible to Obtain a Home Loan
Because the new bankruptcy laws go into effect on October 17, 2005, more Americans than ever are filing for relief using the federal bankruptcy laws. The vast majority are simply overextended and cannot possibly repay the obligations they have open.However, for many filers, the opportunity of ... more...

Credit and Loan Help for Mortgage Loans
Mortgage loans are some of the most difficult loans to receive if you have bad credit because lenders focus heavily on your credit score and history of making payments on time. However, there is credit and loan help for individuals interested in home mortgage loans.There are many online resources ... more...

Home Equity Loans
A home equity loan allows you to cash-in on the equity you have built-up in your home. The funds you receive can be used for debt consolidation, home improvement, college education, investments or any purpose. With a home equity loan your home is used as collateral to secure the loan. If you ... more...

Home Equity Loan Information
Home equity loans allow homeowners to borrow money against their home's equity. Of course, to obtain a home equity loan, homeowners must have enough equity in their property. Those without adequate equity may obtain a 125% home equity loan. These loans permit homeowners to borrow more than their ... more...

How do I know what is the best Second Mortgage Home Loan for me?
The information in your credit history helps mortgage lenders decide how much credit and what interest rate you are eligible for, and then match it to a bad credit home loan. The better your credit history, the more likely you are to qualify for the best credit deals. The first step is to ... more...

Sole-Proprietors, Protect Yourself from Identity Theft by Obtaining an EIN
Obtaining an EIN or employer identification number is a good idea if you are a sole-proprietor.From time to time, you'll be asked to provide your social security number or employer ID to clients or governmental agencies. Once you do that you have no control over which client employees and others ... more...

Second Mortgages and Bad Credit
Nearly anyone can get a second mortgage. Gaining approval for a second mortgage is more difficult than getting a first mortgage, but is usually possible, but it is much more difficult for people with bad credit to be approved for a second mortgage. Bad credit occurs when someone has CCJs ... more...

Locating a Home Mortgage
When it comes time for you to acquire a home mortgage for your first home or for a second home, or perhaps you are just looking to refinance. Whatever the case may be, it is important to shop around for a home mortgage.When it comes to a home mortgage, mortgage companies are very competitive, they ... more...

Credit Card Debt Help Online Using the Internet to Consolidate Debts
Are you burdened with debt? If so, you are not alone. Millions of people have acquired excessive debts, and have little means to payoff balances. Fortunately, there are various programs available to help people become debt free in as little as five years. Reducing credit card debt can ease ... more...

What Your Credit Score Means To You
Your credit score is a number contained within your credit report. The final judgment on your credit score depends on you amount of debt and your history in repaying loans. The amount of credit you have available to you will also be taken into consideration when your credit score is determined ... more...

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