Free Credit Report Watch Out for Scams
Many people may still not be aware of an amendment to the Fair Credit Reporting Act (FCRA) that Congress passed last year. This amendment allows U.S. citizens to receive a copy of their credit report, for free, once per year. The plan is being rolled out slowly in order to avoid swamping the ... more...

How To Get A Credit Card No Matter How Bad Your Credit Rating
Your credit is bad. Perhaps you have a string of unpaid bills haunting your past. Maybe you declared bankruptcy within the past 10 years, or defaulted on a student loan.All of the above can block your access to obtaining a major credit card, such as VISA or Mastercard.But bad credit is not the ... more...

Tired Of Being Broke?...Learn How To Force Banks To Give You Money!
Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never even considered being possible. Credit which will allow you to take the dream vacation of a lifetime, drive luxury cars, dress in the latest fashions, achieve the American dream of owning your own home, or ... more...

5 Things Pensioners Applying for a Loan Should Remember
Are you a pensioner applying for a loan? Here are 5 things you should rememberAs a pensioner, applying for loans and finance can be problematic. Some of the best deals in the market may be unavailable to you because you do not meet the ideal criteria that lenders look for. For example, because of ... more...

Bad Credit Payday Loan - Good for Consumers and the Economy
There's no argument that a bad credit payday loan quickly puts money into the pockets of people who are in need of cash, whether for an emergency or to pay a past due bill that's about to go to a collection agency. Payday loan lenders are able to offer cash with minimal requirements, whereas a bank ... more...

Insurance Credit Scoring: An Ethical Issue
The issue at hand is the use of a consumers credit score as an underwriting tool for auto insurance rates. What is a credit score or FICO score? A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their ... more...

10 Steps To Successful Debt Consolidation
If you are having trouble balancing your income and expenditure because of large debts then read on and discover your options in credit card debt consolidation.Debt consolidation can be an excellent option when you find your finances getting out of control but before you go out and sign up for a ... more...

Online Mortgages in 5 Easy Steps!
We're all entitled to the opportunities and benefits of home ownership. But because most of us aren't loaded with cash, we must find banks and lenders to assist us with finance. No matter what your credit history is, or what your circumstances are, the internet has now made this process a billion ... more...

Is the Credit Repair Business a Scam or Solution?
Despite the massive efforts of the credit reporting agencies to convince you otherwise, there are many credit repair companies that are no different than most other services. Like all industries, less-than-honest companies do exist and are damaging to their clients and to the credit repair industry ... more...