Quick Cash Loans The Real Cost
So many numbers are thrown around when talking about cash advances, also called payday loans, that it can be hard to know what the real cost is. What you actually pay for your payday loan is usually a financing fee rather than an interest rate. APR is used to compare the yearly cost of such a loan, ... more...

Bill Consolidation Company Basics
Bill consolidation companies handle payments for your accounts and lower your rates. They can also negotiate waivers for late payment fees. Before signing up with a company, you will want to compare rates and terms. You also need to monitor your payment statements to be sure there are not errors ... more...

Cheap Payday Cash Advance Loans 3 Tips on How to Find One
Perhaps you have seen an advertisement for cheap payday cash advance loans. Payday cash advances are quick loans you can get to cover unexpected expenses until your next payday. Unexpected expenses may include car repairs, home repairs, etc. These loans are not lines of credit, and must be repaid ... more...

Need a Personal Loan? Have Poor Credit? See if a Payday Loan Would Work For Your Needs
Poor credit and a financial emergency dont seem to mix well. However, a payday loan may work for you. Since online payday loan companies do not require a credit check, you can be approved for a short-term loan no matter your credit score.Finding Fast CashPayday loans can be approved for a maximum ... more...

Key an Eye on Your Mortgage Payments
In previous decades, when a borrower missed a payment on a mortgage, the lender would often consider them one month behind until they eventually caught up. Most lenders would impose a late fee and other interest or penalties, tacking them onto the back end of the loan as long as the lender stayed ... more...

How to Spot and Avoid Predatory Lending
Predatory lenders promise loans that are "too good to be true" and pressure borrowers to take them on the spot. Here's a few things you or your family and friends should know about spotting and avoid predatory loans:How to Spot a Predatory Loan*Balloon payments.*High interest rates.*Monthly ... more...

How to Get the Best Mortgage
This is a guide on how to get the best mortgage deal. Do not rush into the first offer that is made to you even if you are in a hurry for a mortgage. Take your time, check out what is on offer from local banks, building societies and mortgage brokers. The more time you spend doing this will equate ... more...

Fees Paid To Brokers By Mortgage Lenders Are Far Too High
Procuration fees paid by some sub-prime lenders are too high.Fact.There can be no justification for some of the fees paid by lenders. Proc fees of 2.75%-plus are simply deplorable when it is clients who will ultimately pay the price through an extra loading on the interest rate they pay, be it at ... more...

Secured Credit Cards- Consumer Tips
Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history.Several months ago Tom, a member of CreditBoards.com, filed for a Chapter 7 Bankruptcy. Now he is in the process of rebuilding his credit history. Its a task that is not easy, but ... more...