Expense List for Buying a Home
There are many expenses that come with buying a home. The following list is a good example of what to expect:Down payment - A minimum of 20% of the homes purchase price is usually required for the best loan terms and to avoid paying private mortgage insurance (see below), but its entirely possible ... more...

Florida Refinance Mortgage
You may be thinking of refinancing your current mortgage for one of several reasons. If you currently have an adjustable-rate mortgage, you may be looking for a fixed-rate mortgage with more competitive terms, or interest rates on your adjustable-rate mortgage may be rising so it makes sense to ... more...

Refinance Your FHA Home Mortgage Loan - Refinancing With The Streamline Process
You can now refinance your FHA loan with their streamlined process. With reduced paperwork, your lender can process your mortgage much quicker. There are some unique requirements to refinance your FHA loan, but you continued to be backed by the FHA through this process.Basic RequirementsIn addition ... more...

Foreclosure Scams To Be Aware Of
Homeowners facing foreclosure should be aware of unscrupulous lenders and scammers. Dont get me wrong, most lenders and agencies are reputable and legit. However some lenders, commonly second mortgage issuers will use unethical practices that increase the risk of nonpayment by the borrower. These ... more...

All About Predatory Mortgage Lending
We have all heard the stories in the press about elderly people losing their homes due to unfair lending practices. Most reputable banks would never consider bilking their customers out of their life savings but there are many small, private lenders that would only be too happy at the opportunity ... more...

Bad Credit Home Financing - Finding the Lowest Rates on a Bad Credit Mortgage
Finding the lowest rates on a bad credit mortgage will save you thousands of dollars. Even with poor credit, you can find near market rates by picking the right home financing terms and lender. A quick online search will yield dozens of mortgage quotes for your inspection. In no time you ... more...

Low Mortgage Rates - Rates Today Are Still Low Enough To Consider
Who doesnt want low mortgage rates? A low mortgage rate means spending on monthly payments during the course of a mortgage. A low mortgage rate can save homebuyers like you several thousands of dollars. A low mortgage rate means having more funds to spend on investments that might prove profitable ... more...

Bad Credit Mortgage - It's Much Easier Than You Think To Get A Home Loan
Is it possible to get a loan even with a bad credit mortgage?In todays mortgage and loan trends, a bad credit mortgage is absolutely possible.In the past, applying for a loan involves a thorough check up on your credit history and income background. If your history is less than perfect or if your ... more...

Home Mortgage Refinancing - Should I Refinance?
Why should I refinance and when does it pay to do so?Refinancing can be worthwhile, but it does not make good financial sense for everyone. A general role of thumb is that refinancing becomes worth your while if the current interest rate on your mortgage is at least 2 percentage points higher than ... more...