Consolidating Debt - How to Get The Lowest Interest Rate on a Debt Reduction or Consolidation Loan
To get the lowest interest rate on a debt consolidation loan, you need to research terms and rates. Lenders realize to remain competitive, they must offer low rates. A difference as little as a quarter percent can save you hundreds a year. The type of loan you choose can also have significant ... more...

Credit Card Blues
For the average American family, debt, and especially credit card debt is spiraling out of control at a record pace. The average household credit card debt has risen dramatically from $3000 in 1990 to over $8000 today. Personal bankruptcies are also at an all time high, prompting Congress to ... more...

What End Result Do You Want?
Ever noticed that when you have swags of time to complete a task then it takes much more time to complete it than is necessary?I'm aware of a similar phenomenon with money. When I have my mortgage or health insurance debited from an account before funds are paid through to me, it's amazing how that ... more...

Bad Credit Mortgage - It's Much Easier Than You Think To Get A Home Loan
Is it possible to get a loan even with a bad credit mortgage?In todays mortgage and loan trends, a bad credit mortgage is absolutely possible.In the past, applying for a loan involves a thorough check up on your credit history and income background. If your history is less than perfect or if your ... more...

Credit Cards for Small Business
When you decide to start a small business, you find out pretty quickly that it takes more than skills and dedication in your respective area of work. Besides being good at what you want to do, you also need to known your accounting and financing issues, no matter how annoying and boring these may ... more...

Term Life Insurance - Save Money the Smart Way
Term life insurance is the easiest type of life insurance to understand. To put it simply, the insured person pays a minimal premium per thousand dollars of coverage on an annual, semi annual, quarterly or monthly basis. If he or she dies within the term of the policy, the life insurance company ... more...

Job Offers and Pay Negotiations
When you first get the job offer it will often be a verbal offer and is likely to be subject to taking up references and perhaps even a medical examination.So never say you are accepting a job offer, or resign from your present job until you have received a formal offer in writing for the new ... more...

Kitchen Remodeling: First Step
It's true with any remodeling project, of course, but a well-designed, detailed plan is especially important when it comes to remodeling your kitchen. Regardless of whether you're planning to do it yourself or will be using the help of a professional, your first step will be working out a plan that ... more...

All Work At Home And No Play Make Jack A Dull Boy
We've all done it!We sit for hours in front of our PCs searching, submitting and scrutinizing, while the very freedom we are building a home business to achieve, dwindles to stolen moments in between search engine submissions.I can be almost certain that from the very moment you got your first ... more...