Sustainable Philanthropy: Microloan Collective Lending Brings Self-Sufficiency & Independence
"J" is a smart man. He is also a very poor man in a developing African country, with a family to feed, an inadequate housing situation and not a lot of opportunities. However, with just a few dollars "J" could set up a small shop that would bring in enough money to support himself and his family, ... more...

Investment Decisions and Mortgage Rates as Long-term Rates of Interest
Small businesses often use loans to finance their investment operations. Small retailers finance inventory with loans. Many construction investment companies build condominiums or even single-family homes speculatively, without specific customers lined up. They rely on mortgage rate to pay for ... more...

Are Interest Rates Up, Up and Away?
Interest rates have been at their lowest levels in over 40 years. U.S. consumers have been able to purchase previously unaffordable homes, cars and other toys. Many have used cheap home equity loans to remodel, take vacations and pay off credit cards. Students have taken advantage of the ... more...

4 Debt Reduction Tips For You
Getting out of debt can be a long, drawn out process. If you spent years wrestling with financial problems, the solution will not come to you overnight. It can take months, even years to unravel debt difficulties but it can be done. You have some options to help you get started; lets take a look at ... more...

A Quick Guide to Remortgage
Remortgaging means that we are taking a new mortgage to repay an existing one.As time passes, the appreciation in property rates raises the home equity available at the disposal of the homeowner. Remortgaging utilizes this increase in property valuation to get a better deal on debt, or some extra ... more...

Reverse Mortgages More Favorable in '06
Senior homeowners can obtain a more generous reverse mortgage loan in 2006 than ever before meaning they can convert a greater portion of the equity in their homes into tax-free income using one of these special mortgage plans. The new rules affect the federally insured Home Equity Conversion ... more...

Benefits of a Bridging Loan
A bridging loan has many benefits, some of which are listed below.A bridging loan can be used to cover the financial gap when buying one property before the existing one is sold. They are looked on as short term lending to cover a specific short term need.A bridging loan as the name implies is a ... more...

Adjustable Rate Mortgage - Is This The Right Type Of Loan For Me?
You should be able to find several indispensable facts about adjustable rate mortgages in the following paragraphs. If there's at least one fact you didn't know before, imagine the difference it might make in your financial well being.Choosing the right mortgage involves knowing how mortgage rates ... more...

Poor Credit Home Equity Loan Tips What Factors Do Lenders Consider?
Home equity loans have many useful purposes. On average, homeowners select these loans as a way to reduce and eliminate their credit card debts. This is a wise tactic considering that home equity loans have lower rates than most credit cards. Homeowners also have the option of choosing an ... more...