Young Couple Buys Ranch with Government Money
Kirk and Tina Sczepanik had a dream. They wanted a ranch of their own. But with the rising cost of land and the demands of raising three young children, the possibility of realizing their dream often seemed remote.Kirk, 29, grew up on a ranch. He earned a degree in Agriculture, and now works for ... more...

What is Bankruptcy?
Bankruptcy is the last place a person in serious debt can turn. This is where you end up when you have exhausted all of your other options when trying to pay off the debts that you owe. When you file for bankruptcy your debts will be dissolved by splitting up your assets among those owed. Which ... more...

New Bankruptcy Laws
George Bush's Bankruptcy Abuse Prevention and Consumer Protection Act is going to make it much harder for everyday folks like you and me to file for Chapter 7 bankruptcy. Chapter 7 bankruptcy is the most common type of bankruptcy that there is. This is the type that allows you to write off your ... more...

Disaster Assistance Through the IRS
Every year millions of people have property damage from unexpected events. There seems to be a rise in natural disasters occurring all around us, from the western earthquakes to the southern hurricanes. Although we rarely think of the IRS and our taxes when disasters happen, it can actually be a ... more...

SBA Loan: Qualifying and Applying
According to federal government research, small businesses provide about 75% of the net new jobs added to Americas economy. They also employ fully onehalf of Americas private sector workforce. In addition, 99.7% of all employers in the U.S. are small business owners. These statistics make a ... more...

Guide to Bridging Loans
Here is a useful guide to bridging loans. This is a loan that is usually taken out to solve a temporary cash shortfall that may arise when buying a property or business. It's basically a very short term mortgage. Like a mortgage, it's a loan that is "secured" against property.A bridging loan is a ... more...

Navigating Commercial Construction Financing
Today, the development and construction of commercial facilities entails a wider range of financial options than anytime in the past quarter century.Thanks in large part to continued low interest rates and significant liquidity in lending institutions, financing of well-considered speculative ... more...

Your Closing Date-Who Chooses?
If you have found the house that is right for you and your family and you are making an offer you will have to sign a sales agreement. This agreement is a contract and in this contract you will have any stipulations to the sale. There will be certain things that will have to be done before escrow ... more...

Siberian Mortgage
There is so much that we take for granted in the good old USA. Take mortgages for example. Im on my third home here in the Deep South. My wife and I have had three mortgages for our homes. If your credit is decent and you have something to put down, then youre likely to be able to afford a home ... more...