A Critical Guide to Home Loans: Your Options and How They Affect Your Future
Understanding Mortgage Loans-An Insiders GuideThere was a time in the not-so-distant past when financing the purchase of a home was relatively uncomplicated. You went to your local savings and loan and signed up for a 30-year, fixed-rate mortgage loan. Those days are gone, probably forever. Today, ... more...

Home Equity Loan Improvements
There's more Regulation Z compliance on the way, courtesy of the Home Equity Loan Consumer Protection Act. This fall banks will have to implement the new home equity loan disclosure rules the Federal Reserve Board was required to issue under the act.The Federal Reserve released the final version of ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

Online Amortization Schedules
Online amortization schedule calculators are some of the best online available. They are web-based, so they do not need additional software or applications. Amortization schedules can be calculated immediately online on one of their web pages.Ewmortgage.com is a mortgage advisor website that ... more...

MLM Training - The MLM Success Declaration of Independence
MLM Success Declaration of Personal Independence is a declaration of Success for all Network Marketers, and declares that that It Is Time for Success to become the Dominating Force and Focus in your life, and your future. Many people today simply do not understand that Success can be obtained in ... more...

Loan Amortization Schedules
An "amortization schedule," in general, is a record of loan or mortgage payments. This record includes the payment number, date, amount, breakdown of principal and interest, and the remaining balance owed after the payment. An amortizing loans periodic repayments contain an amount designated for ... more...

How to Understand Credit Report
Now that you have obtained your credit report, the first thing you need to do is read through it and understand what it all means. Don't feel bad if you don't understand what the credit report is saying to you. Most credit reports are coded because it allows shorter time for the computer to ... more...

Negative Gearing Its Not to Your Benefit!
The concept of negative gearing has been originally developed to encourage real estate investment in Australia by allowing any income losses from property investment to be deductible from other income as a tax benefit. This means that the taxable income of the owner will be reduced after the ... more...

Questions and Affirmations - The Art (and Science) Of Talking To Yourself
I Hear VoicesThis is not a statement of paranormal; it is a statement of truth. Yes, we all have an inner voiceIs yours an ally or an enemy? Do you realize you say things to yourself you would never let anyone else say to you? Dont let your inner voice tear you down and strip away your ... more...