FHA Mortgage Loans - The Benefits of an FHA Mortgage
The Federal Housing Administration (FHA) insures mortgages to allow low to moderate income families to purchase their own home. With government backing, families can buy a home at a lower initial cost. However, there are limitations with this program.Mortgage Insurance Section 203(b)The FHA ... more...

Debt Settlement -- Why the Critics Are Wrong
After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. That's the date the new bankruptcy law goes into effect, and it means a rude awakening for many consumers seeking a fresh start in bankruptcy court.It used to be that 7 out of ... more...

Guide to Online Debt Consolidation
Online debt consolidation programs help individuals to research, apply and take part in debt reduction programs. The consumer can manage the financing of debts at the click of a mouse. With the problem of excessive debt growing on today, online debt consolidation programs are becoming easy and ... more...

Consolidating Debt? 5 Warning Signs of A Shady Debt Consolidation or Debt Management Company
Unfortunately, not all debt consolidation companies are legitimate. To avoid the shady companies, educate yourself on the debt consolidation process and watch out for these warning signs.Quote Unusually Low Monthly PaymentsA debt consolidation company works with creditors to lower your interest ... more...

Why Commercial Real Estate is the Hottest Retirement Asset
For small business owners, commercial real estate investment is the hottest new retirement asset. If your mind has already jumped to REITs or shares in Real Estate Investment Trusts think again. Im referring to the ownership of the commercial facilities small business owners currently lease, or ... more...

Start A Business For Under $100
There are a multitude of magazines and websites devoted to the sprit of Entrepreneurs, who by the way provide almost seventy percent of private sector jobs. The dream of almost every employee is to fire their boss, and start a business of their own. The best part about this dream is that it can ... more...

Researching the Pros and Cons of Getting Your Degree Online
Are you considering getting your bachelor's or master's or other degree online? It's a growing field that's receiving acceptance and approval for all types of career and education goals.The biggest advantage to online degree education is that it's a complete college degree program that is delivered ... more...

Federal Student Loan Consolidation Key Facts You Need To Know
If you have federal loans, you can lower your monthly payments and reduce your interest rates, and make some savings with the Federal Consolidation Loan program.What Are The Benefits Of Consolidating Your Student Loan?Federal Student Loans enable you to consolidate your different types of student ... more...

The "Credit Card Debt Termination" Scam
"Legally terminate credit card debt! You can be debt-free in 4-6 months!" Advertisements like this are for a new type of program that has spread via the Internet over the past few years. It's called "Credit Card Debt Termination," and victims are paying $1,000s for this bogus service. One victim I ... more...