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Questions About the Failure of Mortgage Locks
December 15, 2003  ?Why have lock failures increased recently? A lock failure occurs when a lender does not honor a mortgage price that a borrower had believed was guaranteed. Lock failures occur when interest rates are rising and honoring locks is costly to lenders. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Whom Are YOU Trying to Please?
Are you trying to please Mom? Dad? Spouse? Friend? Grandma?You may think this is a strange question. It can be a subconscious and hidden revelation that's not even recognized, but for many folks in search of a career it plays a BIG part in the decision making process.Truth is.... YOU are the ... more...

Do You Want To Save Money Easily?
Living on credit is fashionable. Indulging oneself is fashionable. Saving money isn't.This is a pity, as it has much to recommend it. You have more peace in your life. The end on the month is simply a date on the calendar, rather than a countdown to the next pay-cheque. Purchases born of necessity ... more...

Going Bankrupt in the World
It all starts by defaulting on an obligation: Money owed to creditors or to suppliers is not paid on time, interest payments due on bank loans or on corporate bonds issued to the public are withheld. It may be a temporary problem - or a permanent one.As time goes by, the creditors gear up and ... more...

Eliminating that Terrible Hum From Your Home Theater Speakers
You've all heard it, that dreaded 60Hz hum through the speakers of a home theater or house audio system. Hopefully you heard it at a friend's house and not your own. It can drive you completely nuts. You may have even tried, unsuccessfully, to fix the little noise problem. That can make you even ... more...

Dynamic Pre-Hiring Practices
The pre-hiring process can be a challenge. Much time and energy can be invested and in the end, wasted, if your approach is not focused, deliberate, and specific. The following approaches have resulted in meeting candidates that not only meet our specifications, but also regularly exceed our ... more...

Coffee Shop Business Plan
A coffee shop business plan is what you need if you are thinking of starting your own coffee shop. Coffee is in big demand all over the world in fact, it is the second greatest revenue generating product in international commerce, next only to petroleum. A coffee shop business can therefore be ... more...

NFL Draft Offers Gems for Fantasy Football Players
Fantasy football players rarely pay much attention to National Football League rookies, during their fantasy football drafts. Rookies, you see, are not usually worth much to fantasy teams. It takes most rookies a year or two or in many cases even three or four to get fully acclimated to the NFL. ... more...

Non-Violent Family Friendly Games Is A Big Trend
Do you think that computer games are all about shooting and killing? Well, you are dead wrong. There are dozens of game titles created by family friendly game developers that are kids safe. Here are just a few of them.DropHeadsMeet the Dropheads, hilarious and loveable characters with treasure on ... more...

Blowing Your Own Leadership Horn
There are two streams of competitiveness running through every organization. The first goes outward: It's the organization's competitive activities toward its competitors. The second goes inward: It's the competitiveness of leaders inside the organization who are vying against one another for power ... more...

Buying a Violin
"How do I buy a violin, (or fiddle)?"That question has risen to the top of the fiddle FAQ list, even above Whats the difference between a violin and a fiddle?This is an account of how Richard Blackwell, my student, actually purchased a violin.He had been using a good quality student violin on loan ... more...

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