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Qualifying For a Mortgage
December 12, 2000 Most potential borrowers are nervous about getting a mortgage loan because they share a widespread misperception: the misperception is that they have no bargaining power relative to lenders, and therefore must approach them ... more...

What Are Mortgage Documentation Requirements?
5 October 2005 What Does Mortgage Documentation Consist Of? A lender?s "documentation requirements" stipulate a) the information about income, assets and employment that must be provided; b) whether and how this information will be used by the lender; and c) ... more...

motrgage top ratio related definitions

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Housing Expense-to-Income Ratio The ratio, expressed as a percentage, which results when a borrower's housing expenses - (PITI - Principal, Interest, Taxes, and Insurance) divided by the gross monthly income. This ratio is sometimes referred to as the top ratio or front end ratio. ... more...

Housing Expense-to-Income Ratio
Housing Expense-to-Income Ratio The ratio, expressed as a percentage, which results when a borrower's housing expenses - (PITI - Principal, Interest, Taxes, and Insurance) divided by the gross monthly income. This ratio is sometimes referred to as the top ratio or front end ratio. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Real Estate Problem Solver
IntroductionThere are many areas one can invest in. Since I was 15 years old I have looked for the fastest, most effective way to accumulate a lot of wealth, with the least amount of risk. I am now 58. While looking for this road to truth, I spent a lot of time in the school of hard knocks. The ... more...

Florida Investment Real Estate and What Are Considerations Before Buying
Investment Real Estate, First Things FirstConsidering investing in property? What are some pertinent things to consider before taking this leap? Of all the investment possibilities, investment in land generally produces the most positive results. It is vital, however, to carefully investigate ... more...

Am I To Young To Write A Will?
At the age of 28, you would think that one of the last things on my mind would be making a will for myself. However, with two kids to think about, you could not be further from the truth.Just recently I had a medical scare, which lead me to really think about life and death. While death is not ... more...

The Dragons
I hope to provide a starting point for the serious scholar interested in the all important Chanes of Central America and convince researchers to look into the Egyptian dragons (crocodiles) and Chinese as well. I suspect the Li or Lee family of Merovingians has some connection to the Nestorian and ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

Avoid 7 Time and Life-Robbing Mistakes and See Your Productivity Soar
41 practical and quick ways to get on top of that mountain of work and free up time for the important things that really matterBy Dr Bill Robb, PhD, DEdWe are all required to do more and more with less and less. This is taking its toll on our productivity, our health and unfortunately on family ... more...

Understanding Franchise Releationships in a Franchised Business
Now that you have invested your time, energy and money in buying a franchise, how do you work within the system? How do you take advantage of all your franchisor has to offer? How do you deal with your counterparts, other franchisees?In this chapter, I will give you tips that will help you thrive ... more...

Financing Houses
What Real Estate Lenders Look ForLenders control many programs -- some make use of over 200! Generally, lenders look for the following typical standards, with many exceptions:1. Absolutely no late mortgage payments 2. Credit score above 580 3. If bankruptcy, no charge-offs or collection accounts ... more...

Start a House Cleaning Business with the Right Vacuum
When I started my house cleaning business, I had a business plan and goals. One of those goals was to be known as a professional service with top paying clients. Establishing a business plan helped me define who these top paying clients were and how I would win them as my clients.At the time I ... more...

Mortgage Loan Application Denied?
Having your mortgage application denied can be a humiliating experience. The first step to having your application approved is not to take the denial personally and correct whatever problems you have. Here is all you need to get started.Understanding why your mortgage application was denied is ... more...

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