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Qualifying For a Mortgage
December 12, 2000 Most potential borrowers are nervous about getting a mortgage loan because they share a widespread misperception: the misperception is that they have no bargaining power relative to lenders, and therefore must approach them ... more...

What Are Mortgage Documentation Requirements?
5 October 2005 What Does Mortgage Documentation Consist Of? A lender?s "documentation requirements" stipulate a) the information about income, assets and employment that must be provided; b) whether and how this information will be used by the lender; and c) ... more...

motrgage top ratio related definitions

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Housing Expense-to-Income Ratio The ratio, expressed as a percentage, which results when a borrower's housing expenses - (PITI - Principal, Interest, Taxes, and Insurance) divided by the gross monthly income. This ratio is sometimes referred to as the top ratio or front end ratio. ... more...

Housing Expense-to-Income Ratio
Housing Expense-to-Income Ratio The ratio, expressed as a percentage, which results when a borrower's housing expenses - (PITI - Principal, Interest, Taxes, and Insurance) divided by the gross monthly income. This ratio is sometimes referred to as the top ratio or front end ratio. ... more...

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Get Free motrgage top ratio Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Staging Homes for Top-Dollar Sales
Wouldn't it be nice to have Roger Hazards design team from "Sell This House" come visit for a weekend?Many "redecorators" and designers offer "Staging Homes" services from $250 to $5,000. These services usually give good advice, some help with the actual work involved, and others even move in new ... more...

Guide to Buying a Refrigerator / Freezer
When it comes to buying a new refrigerator, or refrigerator-freezer combination, there are a number of factors that need to be considered before you make your purchase. Factors that will, influence the best buy for you are in three broad categories: The environment where the appliance is to be ... more...

Measuring For Your Vinyl Replacement Windows
Let's say you're tired of those old wood windows, and you decide it's time to upgrade to vinyl replacement windows. You get 2 or 3 contractors to come out and give you an estimate. After they leave, you can't believe windows can cost so much. I mean, having to get financing to replace your windows ... more...

Is My Money Safe? On The Soundness Of Our Banks
Banks are institutions wherein miracles happen regularly. We rarely entrust our money to anyone but ourselves and our banks. Despite a very chequered history of mismanagement, corruption, false promises and representations, delusions and behavioural inconsistency banks still succeed to motivate ... more...

Mortgage Loans - LTV (Lending Risk Ratio)
When buying your home, it is imperative to have as much money as possible for your down payment. Not only should you save for your down payment, but also tap your personal savings, any stocks, bonds and real estate, and gather your family gifts. Customarily, lenders require a down payment of at ... more...

How Top Performers Use Built-In Technology To Stay On Top
Do you ever wonder how some people consistently get what they want out of life and manage to stay on top? They seem to get the best jobs, the best raises, all the recognition -- the best life has to offer.What if you could take advantage of a very powerful, built-in technology to reach your most ... more...

Shopping for a Mortgage? Protect Your Credit
The first thing you need to do before you think about shopping for mortgage lenders is make sure your credit is in order. Credit reporting agencies make frequent mistakes and you do not want mistakes on your credit reports.There are three credit reporting agencies in the United States. The ... more...

Grab Quick Profits As Real Estate Prices Soar
Real estate values rise and fall in cycles. Currently home prices are nearing a top in many areas.Skyrocketing housing prices in California are prompting nearly a quarter of the residents to seriously consider moving to areas with more affordable housing.California had the nation's third ... more...

Urban Hyena Finance Share Market Terms
Share Market TermsShare Market, Shares, Investment, Broker, Options, EntrepreneurKey TermsShare - Shares are traded on the Stock Exchange, a market place where public companies are listed and their shares open for trade. When you buy a share, you purchase an ownership stake in a public company. You ... more...

Home Inspection - Going On Top
Everyone who buys or sells a house, apartment or condo is going to use a home inspector at one time or another and even though you pretty much know what they do, many of you might have more appreciation for them once you learn more details of there chosen profession. Home inspectors have been ... more...

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