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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Avoiding Mortgage Predators
August 20, 2001 ?I read a lot about predatory lending.  How do I avoid becoming a victim??    To educate myself on what makes a victim, I recently studied 51 case histories of households ... more...

mortgages in texas with bad credit related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Get Free mortgages in texas with bad credit Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Bad Credit Loans For You
Loans are now the requirement of everybody not only people with good credit history but also people with bad credit history as well. People like to go in for loans because either the cause is too expensive for them or the amount is minimal and the borrowers do not want to put in their savings and ... more...

A Cure for an Ailing Credit
Credit has become a much-used word, thanks to the various connotations that it is being used in. Transactions in which the payment is deferred to the near future are termed as credit transactions.Ever thought why the grocer sells goods on deferred payment- because of a good credit that you enjoy. ... more...

Bad Debt Personal Loans: to Escape the Financial Whirlpool Called Bad Credit
So, you were caught in unaware with bad debt. It happens. No, no, you havent caught the bad debt disorder yet. There are bright chances that you wont need any specific action to deal with bad debt. Bad debt personal loans will take care of that.The phrase bad debt personal loans is self explanatory ... more...

Bad Credit Home Loans - Pre-Approval is Still Possible With Adverse Credit History
If you are among the millions with less than perfect credit, there are many sources available to you in obtaining a mortgage. Lenders that specialize in mortgages for those with bad credit are competing for your business. The lender will analyze your credit report, credit score, debt-to-income ... more...

You Can Get A Bad Credit Mortgage
Recently, my significant other and I decided to buy our first home. We were unaware of the fact that we had bad credit until we sat down with a mortgage lender who told us our credit scores were terrible. He suggested a bad credit mortgage.There are lots of causes to bad credit. One of the biggest ... more...

Bad Credit Loans and Lender Questions & Answers
Q: What is a private investor and how do they differ from a hard money lender or a subprime lender?A: A private investor is an individual who lends out their own funds to borrowers who are unable to obtain a loan from a traditional lender such as a bank. It is also possible for private investors to ... more...

Secured Loan for People with Bad Credit History
Are you facing problem getting a loan, just because you have a bad credit history? If yes, then there is good news for you. Now you can avail a loan specially designed for people like you, popularly known as Bad Credit Secured Loan.A Bad Credit Secured Loan is defined as a secured loan for people ... more...

Bad Debt Loans Ensures that Debts no Longer Trouble Bad Credit Borrowers
Borrowers with a bad credit history have little credibility among the loan providers. The debt burden further tatters the faith that the individuals would have enjoyed. In fact, debts are considered a prelude to the bad credit history. Debts become unmanageable and when not paid in full result into ... more...

Bad Debt Loans - Ensures that Debts no Longer Trouble Bad Credit Borrowers
Borrowers with a bad credit history have little credibility among the loan providers. The debt burden further tatters the faith that the individuals would have enjoyed. In fact, debts are considered a prelude to the bad credit history. Debts become unmanageable and when not paid in full result into ... more...

Tackling Bad Credit
The first time I heard the term credit history was when I approached a lender for a secured loan. Being a first timer I was completely ignorant of the procedure and didnt even know that a credit record of our transactions is prepared by some credit reference agencies.Thanks to the discipline in ... more...

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