Financial Freedom In 5 Steps
Financial freedom is a goal that we all have. I have been a financial advisor for many years. And over the years I have worked with literally thousands of people in helping them to become financially free. I know what works and what doesn't work. Here's what works...Get out of debt and stay out of ... more...

Tips for Choosing a Commercial Mortgage
A commercial mortgage is the most common way to finance the purchase of land or buildings for a business. It is often the most flexible and affordable solution.How Does a Commercial Mortgage Work? Commercial mortgages may be structured several different ways but the two most important aspects to ... more...

Be Prepared to Pay Closing Costs
It can be so hard to save the money for a down payment, then you realize that you'll need to pay closing costs as well. It can be a stressful feeling, wondering if you are going to have enough cash at closing.You will receive a Good Faith Estimate of the closing costs within three days of applying ... more...

Why Every Homeowner Needs A Home Equity Line Of Credit
It's common knowledge that banks are more than willing to loan you money when you don't need it. But if you hit a rough spot in your financial life and need cash desperately. It's like pulling teeth to get the money you need.In other words it is much easier to get a home equity line of credit when ... more...

How to Buy a Home When Your in Your Twenties
A Singles Game of Real Estate (Getting started in your twenties)Due to the fact that most of us grow up in either a rented apartment or our parents single family home, it stands to reason that most people, when beginning to ask themselves the question of purchasing their own dwelling, will come to ... more...

How to Send Your Child to College For Free
Dont use a home equity loan to pay for your childs college education.Use a home equity loan to buy a house for your child to live in and rent out while he is at school! The house will pay your childs college costs.This method will work if the college he/she is attending has private student housing ... more...

What To Expect In Closing Costs On A Home Purchase
Many are taking advantage of this years low mortgage rates to purchase a home. Pent up with excitement, many families, who have scrimped and saved for a down-payment, jump for joy when the mortgage lender finally approves their application. But, they should realize that theres a whole new set of ... more...

Divorce and Uncle Sam: Top 10 Things You Should Know When Filing Your Taxes
1. What is my filing status? (Married, Single, Head of Household) Marital standing at year end determines your filing status for the entire year. If you have a decree of divorce or separate maintenance, signed by a judge, you should file as single. Regardless of whether you have a signed decree you ... more...

Reverse Mortgage Putting Your Equity to Work
If you're like many seniors, your home is your largest asset, and although you are concerned about the thought of borrowing against it, your house may be the only way to increase your income.Rising real-estate prices have caused many seniors' homes to significantly increase in value. But unless ... more...