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Mortgage Professor about mortgage retirement: 
Does 401K Debt Count?
"I have outstanding loans against my 401K retirement plan.  Since I owe it to myself, does it count as debt service that is included in the total expense ratio, limiting the mortgage for which I can qualify?" You do owe it to yourself.  On the other hand, if you leave or ... more...

Should I Purchase the House For All Cash?
March 6, 2000 "My wife and I are both in our late 20s and would like to buy a home for $250,000. We have $500,000 in available assets, including cash, stock, and bonds, as well as $100,000 in retirement assets. We have no debt. We can afford to pay cash for the home. Should ... more...

mortgage retirement related definitions

Mortgage Baked Securities, MBS
Mortgage Baked Securities, MBS Mortgage-backed securities (MBS) are bond or other financial obligation secured by a pool of mortgage loans. Mortgage loans are purchased from banks, mortgage companies, and other originators and then assembled into pools by purchasing entity. ... more...

Mortgage Note
Mortgage Note A written negotiable promise (agreement) to pay a sum of money plus interest at a set interest rate. The note is secured by a mortgage. In turn, mortgage is secured by property. Mortgage note states the amount of debt and the rate of interest, and makes the ... more...

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Get Free mortgage retirement Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Using the Services of a Housing Association
The purchase of a home is one of the biggest decisions any person can make, and many first time home buyers are intimidated by the home buying and mortgage application process. Those considering the purchase of a first home should check to see if there is a housing association in their area ... more...

7 Different Ways Anyone Can Become a Real Estate Investor
Being a real estate investor is not really that hard, Sometimes you do not need any money down. Other times you do not need any of your own money down. Below are 7 Methods to buy property and earn money.1 - Buy and FlipThis is a Method where you buy Real Estate at below Market Price and sell ... more...

How To Save Hundreds A Month On Your Mortgage
When it comes to American spending habits, the sad truth is that most people don't put their financial assets to the best use. One of the greatest examples of this is the home mortgage. Surprisingly, most people fail to educate themselves about the dangers and the pitfalls of not shopping for the ... more...

California Reverse Mortgages
California Reverse Mortgages are a different kind of mortgages that are proving to be very popular with senior citizens. A Reverse Mortgage allows the property owner to stay in the house, unlike the regular kind of mortgage that dictates that the homeowner move to a different place when the ... more...

Home Business: Does One Need An External Solution Or An Internal Resolution?
A home business on the Internet: The lure of it entices us as we surf the net. Vivid images begin to dance in our heads; swimming pools, exotic cars, romantic vacations, and money..lots of money to spare.We envision ample quality time with our family and plenty of money to send our children to the ... more...

Home Mortgage Loan Refinancing - Ready to Refi?
All right. Youve run the numbers a million times and determined that it is definitely the time to refinance, whether it is to simply lower your payments, reduce your terms or consolidate some credit card debt. Whats the next step? Sit back, relax and wait to close? NO!Make your life easier while ... more...

Applying for a Home Loan
Applying for a home loan may not be the most exciting way to spend your time, but if you are like many potential homeowners, it is probably a necessary evil. If you have some knowledge of the process ahead of time, however, it will go much more smoothly.Home loan applications tend to be very long, ... more...

Planning for Retirement
Almost without exception, people dont start planning for their retirement early enough in their lives. Young people leaving High School or College and going into their first paid position find it difficult to look or see ahead to age sixty or sixty-five. Still, time marches on and retirement does ... more...

Dont Wait to Enjoy Life Do It Now!
Sound Familiar?:- The average credit card debt is over $8,000 and is expected to grow at least 10% each year.- The average car debt is $12,750.- The average mortgage is $184,000 at an interest rate of 6.75% and a monthly payment of $1,193.Such conditions lead many people in search of business ... more...

Living on the Edge: Stressed Out and Nowhere to Go
Is your stress level higher than it should be? Are you struggling with changes in life that you neither anticipated nor caused? If so, keep reading! Most of us carry far more stress than did our parents and grandparents. Life seems more complicated than ever. Nothing is certain, reality is ... more...

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