How to Shop for the Best Mortgage Loan
Shopping for a mortgage loan can be overwhelming. Whether you are purchasing a new home, refinancing your existing mortgage, taking out a 2nd mortgage, or applying for a home equity loan, you need to do your homework first.When comparison shopping for a mortgage loan you need to collect ... more...

Mortgage Shopping Basics
If you are in the market for a mortgage loan you need to do your homework and shop around for the best mortgage deal. If you do not take the time to learn how to spot a good mortgage deal, how will you recognize one when you find it? Here is how to recognize a good mortgage offer when you find ... more...

Mortgages for Dummies: Mortgage Cycling Exposed
Mortgage cycling is a repayment strategy that promises to cut years of repayment off your mortgage and save you thousands of dollars. Payoff your mortgage in 10 years without refinancing your current mortgage. How does it work and is it worth the risk?Amortization is the process by which part of ... more...

Adjustable Rate Mortgage Information Basics
First of all, what is an Adjustable Rate Mortgage? Unlike a fixed rate mortgage where the interest rate and the payment amount do not change for the duration of the loan, an Adjustable Rate Mortgage changes the interest rate and the payment amount at regular intervals over the course of the loan ... more...

Mortgages for Dummies: Interest Rate Basics
The interest rate you pay for your mortgage is derived from a number of factors. Economic factors determine interest rates in general; mortgage lenders discount or mark up the rates they charge depending on their individual markets and customers. Economic factors such as inflation are out of your ... more...

Mortgage Rate Insider - Lessons Learned
If you are in the market for a mortgage there are steps you can take to improve the interest rate you qualify for. Here are the best tips for improving your credit score and your interest rate.There are a number of factors that affect the interest rate you qualify for when shopping for a mortgage ... more...

Mortgage Pitfalls You Need to Avoid
If you are in the market for a new mortgage there are things you need to know before shopping for a lender. Mistakes made when applying for a mortgage can result in having to pay a higher interest rate, fees, or even having your application denied.Credit Mistakes to AvoidThe biggest mistake you ... more...

The Truth About Debt Consolidation Loans (Avoiding Potential Pitfalls)
Online Debt Consolidation Loans Companies.You've probably heard the advertisements on the radio or seen them on the television or in the newspaper: Be Debt Free in just Days.Easy Debt Consolidation Loans.Erase your Debt Now! Whether known as "Online Debt Consolidation Loans Companies" or "Online ... more...

Mortgage Cycling: Mortgage Free in Ten Years
Mortgage cycling is a repayment strategy that promises to pay off your entire mortgage in ten years or less. To do this you need to make large payments to your lender twice a year. This means a $5,000 payment approximately every six months. This is all well and good if you have the cash; however ... more...