What is the 1% or 1250% Mortgage Interest Rate All About?
Is this real, are you kidding? Yes and No. There really are programs such as this available but a report issued by a Wall street firm suggests that some low-payment loans in todays hot market could cause problems for borrowers who dont really understand the risks they are going into. This low start ... more...

FHA Mortgage: What's the Best Way to Show an Underwriter that You're Ready to Buy a House?
Mortgage underwriters can be a suspicious bunch. If you have bruised or even bad credit, you have your work cut out for you. Many loan programs have guidelines that set a minimum FICO score of 620. FHA does not allow lenders to reject a loan based solely on FICO scores, but if yours is less than ... more...

Credit Card Debt Help Online Using the Internet to Consolidate Debts
Are you burdened with debt? If so, you are not alone. Millions of people have acquired excessive debts, and have little means to payoff balances. Fortunately, there are various programs available to help people become debt free in as little as five years. Reducing credit card debt can ease ... more...

Top 5 Ways to Work With a Mortgage Broker or Agent
The mortgage industry is constantly changing keeping it almost impossible for the common person to keep up with interest rates, terms, mortgage programs, and the many choices for mortgage lenders. Employing the services of a mortgage broker or agent can greatly increase your chances of getting the ... more...

How To Measure Search Engine Marketing ROI
According to the Search Engine Marketing Professional Organization (SEMPO), advertisers spent $4 billion in 2004 on search marketing programs and are expected to spend 39% more than that this year.Search engine marketing appears to be a great way to advertise but is it right for you and your ... more...

No Money Down Mortgage Loans How to Buy a House with No Money Down
Fortunately, homebuyers do not need a large cash reserve in order to purchase their dream house. Before mortgage lenders begun offering different types of loan programs, those interested in buying a house would have to save money for a down payment. This made it impracticable for many ... more...

5 Things In Selecting The Best Mortgage - You Should Know
Your goal is not only to find the best rates and programs, by searching through a huge number of lenders products, and save yourself thousands of dollars on mortgage payments every year, but also, to save time and hassle by simplifying the loan process and reducing the paperwork. Here are some ... more...

How to Find a Loan or Mortgage with Bad Credit
If you have bad credit and you are trying to get a personal loan or mortgage, it may seem like a difficult situation. However, there is hope. There are many lenders with loan programs available today to help people with poor credit, bankruptcy and even foreclosures obtain financing.The first step ... more...

Home Loan Confusion Continues
Unfortunately, most Americans still do not understand how home loans work and how to take advantage of the wide array of programs available. The way I see it, people are still confused about mortgages in general and real estate finance, in particular.Just last week, a friend of mine told me he was ... more...