Household Budget
Sometimes it can seem as though daily expenses are getting out of control you know that you should have enough money to cover everything, but it just never seems to work out that way.If your financial situation seems to be getting worse with each passing month, don't despair; with the aid of a ... more...

Unique Gift Items 3 Creative Ideas
With promotional items there are standards: t-shirts, mugs, note cubes, calendars, magnets and keychains. Then, there is the really creative. Sometimes with a specific campaign, you may want to go above and beyond and really start a buzz about your company.This is not to say that creativity ... more...

Adjustable Rate Mortgage - How They Work?
How does an ARM work.The borrowers interest rate is determined initially by the cost of money and the time the loan is made. Once the rate has been set, and it is tied to one of several widely recognized and published indexes , and future interest adjustments are based on the upward an downward ... more...

Foreclosure Scams To Be Aware Of
Homeowners facing foreclosure should be aware of unscrupulous lenders and scammers. Dont get me wrong, most lenders and agencies are reputable and legit. However some lenders, commonly second mortgage issuers will use unethical practices that increase the risk of nonpayment by the borrower. These ... more...

How to Get Hired by Being Obvious
If you want a drink of water, do you hire a focus group or pick up the Yellow Pages? No. You go to the kitchen, fill a glass and drink. You take the shortest route to fill your need.The path is obvious, right?Your job search is the same way. The formula for success can be obvious, if you take the ... more...

4 Ways To A Low Mortgage Interest Rate
It is natural to want the lowest possible interest rate on your mortgage loan. A lower interest rate results in a lower monthly payment or allows you to afford more house for the same monthly payment. Here are four quick ways to get a lower interest rate on your next mortgage loan.1. Shorten The ... more...

Real Estate Note Holder Facts - What to Know Before You List Your Real Estate Note
If you're a real estate note holder looking to list your note for sale there's some things you need to know first. The buyer of a note will ask for certain information each and every time they purchase a note.Being prepared with this information when you list a note can save you time and ... more...

Finding a Memphis Mortgage
Located by the Mississippi River in western Tennessee, Memphis is a city rich in history and diversity. Long associated with giving birth to the civil rights movement - Dr. Martin Luther King was murdered at the Lorraine Motel there - the city has emerged as a place where business is welcome and ... more...

Home Loan Refinancing - What Lenders Don't Want You To Know
Refinancing lenders seems to hold all the cards. They have the money and their own system for determining which type of credit you can qualify for. What lenders dont want you to know is that you can improve your credit rating in a matter of days.Good Credit FactorsGood credit does not mean perfect ... more...