Mortgage: For Those Twilight Years
Tracing back, the concept of reverse mortgages began when one good soul, Nelson Haynes of Deering Savings and Loans wanted to help out the widow of his high school football coach. Today that small act has developed into a popular financing option for the senior citizens. With about 6,000 people ... more...

Unintended Consequences
Direct Answers - Column for the week of May 26, 2003My sister is celebrating her tenth anniversary this summer, and I'm concerned she is letting her relationship go. Her husband refuses to acknowledge any problems and doesn't believe in counseling.At the time my sister married, she was a ... more...

For Sale By Owner - Pricing It Right 3 Reasons Why!
Example 1:A $250,000 home is priced 10% below the true market value at $225,000. The home sells quickly with little or no negotiation for possibly an all cash offer to close quickly. This buyer maybe an investor who is extremely market savvy or a buyer who works closely with a Real Estate Agent ... more...

Home Equity Loans - 5 Useful Application Tips
Obtaining a home equity loan does not have to be a major ordeal. Unlike your first mortgage, you are already in the home, and usually time is not such a major factor. You can close the loan at your own leisure, and take your time researching the different options available to you. Below you will ... more...

Over the Hill or Simply Overlooked? Benefits of Hiring Mature Workers
The U.S.' larget demographic, the "Baby Boomer" generation, is getting older. Today, many mature workers are thinking of retirement from the nine to five grind. Instead of living the good life at the beach or traveling the globe, a number prefer to continue working.The reasons for continuing to ... more...

Using a Correspondent Lender for Your Mortgage
Everyone knows that a home is probably the most significant, and certainly the most expensive, single investment most people will make in their lifetimes. Choosing a mortgage to finance that investment, therefore, is vital to the long term success of that investment. The right mortgage can enhance ... more...

A Career in Mortgage Banking
Do you want a rewarding career that will make some descent money? Are you good with numbers? Are you good with paperwork? Do you like anything that has to do with money? If you answered yes, you may be interested in a career in mortgage banking. The best place to get an education on mortgage ... more...

How Much Insurance Do I Need?
Insurance is a complicated business, and it can be unpleasant to talk about because no one likes talking about death especially their own death! Because of those two reasons, many people do not think about insurance very much. However, most people should have some kind of insurance.But how can you ... more...

Ride The Gray Train To Increased Profits
Something is roaring into the business communitys depot that has been building momentum for years. I call it the Gray Train. On December 31, 2004, the last Baby Boomer turned 40, pushing that train to full throttle. Marketers are missing the obvious and not-so obvious opportunities to grow their ... more...