Can You Afford Your Dream House?
So you want to buy a house eh? And you want to get a mortgage loan to cover the bulk of the cost. Well, this is a common way for people to purchase a new house and if you are going to get approved for a mortgage you will fist have to meet with a lender. This lender will go over all of your finances ... more...

Attention Home Owners: Better Loan Solutions For Credit Card Debt Consolidation
In any neighborhood I visit across the country, I continue to find people playing the "credit card balance transfer game." We all know that American like to spend money with credit, and when the rates go up, people seem to think that transferring their credit card balances to new credit card ... more...

Bankruptcy - 5 Ways to Avoid Bankruptcy
What you are about to read may stop you making the biggest mistake of your financial life.In today's debt ridden society many people are in severe financial difficulties, often for reasons outside their control. Bankruptcy for many, is the last step in a long road of financial pressures but many ... more...

Mortgage Help Get Qualified
Budgeting is an important aspect of home ownership. How do you know exactly how much house you can afford? Here is how to evaluate your income to be sure you qualify.Many financial advisors will tell you that your debt-to-income ratio should be less than 36% of your income. How do you calculate ... more...

Loans Guide
Many people are confused by the different types of loans available.Here is a helpful summary of the most common loans available today.Bad Credit Personal LoanA Bad Credit Personal Loan is a loan designed for the many people with a bad credit rating. However created, your past record of County Court ... more...

Remortgage Debt Consolidation - The New Recourse For Credit Crunch
Shakespeare once said about human nature with nothing shall be pleased, till he be eased with being nothing. It is human nature to not be satisfied with anything for long. With the expansion of technology, so many multi-utility items are available which everybody wants to accumulate. The real issue ... more...

Five Secrets for Long-term Financial Success
Future financial success is not a guarantee that any one of us can rely upon, no matter how wealthy we are now or intend to become.There are however five future proofing financial steps that we can take to protect our current financial status, improve our future financial prospects and secure our ... more...

Debt Consolidation Loan For A Home Owner - 3 Things To Consider
If you want to consolidate your debt--and you own your own home--you're in luck! If you're willing to use your house as collateral, you have a lot of low-cost options for debt consolidation. Here are three loans to consider:Second mortgageA second mortgage is, essentially, another mortgage on a ... more...

Mortgage Loans
A mortgage is a device used to create a lien on real estate by contract. The mortgage is an instrument that the borrower (called the mortgagor) uses to pledge real property to the lender (called the mortgagee) as security for a debt, also called hypothecation. The mortgage, as a rule, consists of ... more...