Mortgages for Dummies: Interest Rate Basics
The interest rate you pay for your mortgage is derived from a number of factors. Economic factors determine interest rates in general; mortgage lenders discount or mark up the rates they charge depending on their individual markets and customers. Economic factors such as inflation are out of your ... more...

Building a Home Addition
Besides providing your home with more living space, a home addition can be a terrific investment. However, before embarking on such a project the homeowner should first consider several important items. These items include: home market values in the neighborhood, financing, size and scale of ... more...

Bad Credit Home Mortgage Refinance - Should You Refinance
A bad credit home mortgage refinance is possible for people with previous credit problems. The interest rates will not be as low as those for consumers with good credit but you can still end up saving in the end.There are several questions you should ask yourself when considering a home mortgage ... more...

Long Beach Home Equity Loans
Most people think of Long Beach as the ideal place to live and if you won a home there you may be considering taking out a home equity loan so that you can have some extra cash to really enjoy yourself.Obviously, the first stage in obtaining a Long Beach home equity loan is to calculate how much ... more...

Technology & Weight Loss: Putting An Online Tool to Use
Because the Internet allows so many millions of people to be connected to any single site, function or feature, many programmers and marketing folks have put their heads together to come up with some really neat online tools. Many of these tools are not only useful and convenient, but they are ... more...

Home Mortgage Loan Refinance - Refinancing a Fixed Rate Mortgage
Refinancing a fixed rate mortgage is usually only suggested when interest rates fall, but you can also save money by changing your loan terms. You can also pull out part of your equity to pay bills or renovate.Lower Interest RatesIn general when interest rates are at least 1% lower than your ... more...

Buying a House? How Much Home Can You Afford?
Maybe youve heard the expert advice that your debt to income ratio shouldnt be more than 36 percent of your total income. But do you truly know what that means, and how lenders will look at your financial history in order to decide whether or not to extend you a mortgage? If you need help ... more...

Flexible Mortgage Tips
Outlined below are some useful flexible mortgage tips. The most prominent addition in recent years to the mortgage industry has been the flexible mortgage. As the name implies, it offers greater flexibility than the traditional mortgage.Flexible mortgages are fast becoming the most popular way of ... more...

Getting The Best Home Equity Loan
Owing to the popularity of home equity loans, there are numerous lending agencies offering a variety of mortgage products. A bad choice of mortgage can lead to disastrous effects, as there is a risk involved of foreclosure and losing one's home. Hence it becomes necessary to secure the best loan ... more...