Refinance Advisor Online - What to Ask Before You Sign When Refinancing
Before you sign your new mortgage loan, be sure that your lender or mortgage broker has disclosed their annual percentage rate (APR) and their terms. Lenders are legally required by the Truth in Lending Act to disclose the cost and terms of your financing package before you sign any final paperwork ... more...

Bank Employee Incentives vs. Mr. Public Consumer
Banks rank their divisions, branches and employees as with every industry. Which branch is profiting. Which are losing? Which sell the most products/services? Which ones have the biggest increases/declines in each week, month, quarter, annually, etc. Its broken down by state, city, branch and ... more...

10 Questions To Ask Your Mortgage Rep or Banke
This post is a must read for anyone considering purchasing a home be it today, tomorrow or next year. It is sound advice.1. What is the loan's Interest Rate and Annual Percentage Rate?Find out what the interest rate will be on your loan and the annual percentage rate (APR). The APR is a combination ... more...

Bad Credit Home Mortgage Lenders - 3 Things to Expect
Home mortgage lenders can get you into a home even if you have bad credit. When dealing with a subprime lender, you can expect easier application requirements. You can also choose just the right mortgage terms, from a fix rate to an interest only mortgage. Most importantly, you can expect ... more...

Be Prepared to Pay Closing Costs
It can be so hard to save the money for a down payment, then you realize that you'll need to pay closing costs as well. It can be a stressful feeling, wondering if you are going to have enough cash at closing.You will receive a Good Faith Estimate of the closing costs within three days of applying ... more...

The Reverse Mortgage - What The Heck Is It Anyway?
Are you 62 or older and own your own home? Then, you probably qualify for a reverse mortgage.But, what the heck is it anyway? Well, if you still have a conventional mortgage ... or had one until you burned your loan papers ... this is simply the reverse of what you have or had.A reverse mortgage ... more...

Mortgage Costs and Fees Defined
If you are getting ready to buy a new home or to refinance your present home, you can benefit considerably by educating yourself on the basic costs and terms connected with mortgage loans and payments. Knowing in advance about current interest rates, discount points, loan fees, principal, interest, ... more...

Home Mortgage Lenders - Finding a Good Mortgage Lender Online
Savvy homebuyers understand the importance of selecting a good lender. Moreover, these individuals realize that shopping around for the best home loan rates may result in a lower monthly payment and better terms. While many homebuyers continue to rely on traditional mortgage lenders, others are ... more...

Find the Best Mortgage Company
If you do not wish to commit to living in one place for at least a few years, then owning a house is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner. But if you think you are ready, you probably need ... more...