Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards
Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed. Prepaid Credit Card spending limit is ... more...

Debt Consolidation Makes Sense Only with Low Interest Rates
Credit that cannot be managed or is not being repaid requires debt consolidation. Debt consolidation offers borrowers with a chance to repay their high interest loans at low interest rate. You must be thinking, it sounds good, but how is it possible. How can high interest loans repaid at low ... more...

How To Get Your Credit Card Payments Under Control
Credit cards can be a nice convenience but they can also get you into a lot of trouble. If you have charged your cards up to the limit and are now having a hard time paying the bills you are not alone. Statistics show that the average credit card debt for each household in the U.S. is $4,800 per ... more...

Bad Credit Debt Consolidation when Debt Joins Hands with Bad Credit
How does your month starts paying interest rate on your car, credit cards, grocery bills, medical bills and what not. It is a taxing process and chances are you cant even make the complete payments. Debt consolidation offers the best solution available for this predicament. Debt consolidation is ... more...

Student Credit Cards 101
If youre a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on?Because financial debt is one of the main reasons that many students end up dropping out of college.Because your college years can be some of your most ... more...

Should I Consolidate My Credit Card Debts?
Unlike general debt where the answer to problems is rarely to consolidate, the consolidation of credit card debt is often worthwhile. Credit card debt consolidation is regarded by many as being the first step toward card debt elimination. But, before you taking the initial step towards ... more...

What Is Credit Card Debt Consolidation
Credit cards are now the norms every one uses it. They are the safest way to make payments to the sellers this method carries no risk of theft or anything else.However one must realize that with credit card shopping that you have to make your payments on time and with the due amounts you cannot ... more...

From Debt to Financial Freedom
The vast majority of working people are in debt. The vast majority of people who are now in debt are always struggling to find better jobs with higher pay checks. As strange as it may sound the more you think about it the more you will come to realise that the more money people make the deeper they ... more...

College Students and Credit Cards - Avoid the Financial Traps
Unfortunately, this is the case for many graduating students. You may have seen recent reports and news stories about enormous student credit card debt. Or worse, you may be experiencing it firsthand! You are not alone.According to Nellie Mae, a leading provider of higher education loans, a study ... more...