University: A Course in Personal Finance
Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered abandoning their studies due to the financial ... more...

Overwhelming Debt? Bankruptcy May Be Your Way Out, But Maybe Not
Things are bad, really bad. They have to be for you to be considering bankruptcy. Its true that bankruptcy can wipe away your debts, or most of them anyway. Taxes are exempt from bankruptcy protection. You can declare bankruptcy, but if a substantial portion of your outstanding debt is back taxes, ... more...

Take Careful Consideration Before Filing Bankruptcy
Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all your assets and deficiencies into an insolvent state. It is a state of financial loss, where your debts are canceled and it will ... more...

Eliminating Credit Card Debt
The overwhelming task of eliminating your debts can often seem like an uphill battle. Without the knowledge and expertise of a professional on your side, unfortunately, the odds are not in your favor. In order to reduce your debt, you have several options; however, if you want to maintain a "good ... more...

Budgeting Made Easy
Well, dang! From what Ive heard and read, it looks like weve reached an all-time world-class new record in the amount of personal debt on the books. Now its probably not quite as bad as weve been led to believe, however many of us have managed to tromp further than we should have into the ... more...

Life After Debt Strategies for Dealing with Problem Debt
Honorably and ethically rid yourself of burdensome debts using the little known Negotiation Strategy, without having to experience the loss of control and privacy associated with filing for bankruptcy, consolidation, or credit counseling.The inability to reduce debt and saving money are the two ... more...

Monetary Flows, Consumer Debt, Policy, Trade Deficit and Reality
America has some monetary issues, which need to be addressed. First consumer debt is at issue; the average consumer is upside down in their cars, over extended on credit card debt and living in a house, which they may have 10-15% equity and probably less with all these new home sales on 2-3% down ... more...

Consolidating Credit Cards
Credit card consolidation is a popular solution for those with significant credit card debt, usually distributed on three or four different cards. Basically, this means putting all your debts together on a single card, like transferring it all to one loan. Of course, the goal is to pick a card that ... more...

Common Mistakes When Planning Your Medical Spa
Everything starts with a business plan: If you dont have one. Write it. A good business plan will help you get a handle on all of the things that get glossed over in the excitement of starting a new business. Its also a usual requirement for getting financing.Remember that this is a medical ... more...