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Why Won't My Mortgage Refinance Go Through?
May 19, 2003 "I filled out all the forms to refinance my loan, paid the $350 lock-in fee, provided all the documents they asked for...But it is now 4 months and still it hasn't closed...Periodically I call the person in charge of my refinancing, and he says he will get back ... more...

Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

less than perfect credit related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Get Free less than perfect credit Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Non Status Car Leasing for the UK Marketplace
Non Status Car Leasing for People with Bad CreditShopping for a new car should be an exciting and rewarding experience, but it can be all gloom and doom if you have non status credit. What could be worse than finding the exact car of your dreams, in just the right colour, with all of the right ... more...

No Money Down Home Loan
Are you in the market to purchase a home but are concerned about not having enough money for the down payment? No down payment home loans or 100% financing for your mortgage loan used to be only advertised during late night infomercials and in obscure real estate publications. The good news is that ... more...

Low Credit Score Mortgage Loans
Because credit scores are a huge factor in determining our approval for a loan and the interest rate received, many people put forth great effort in protecting their score. This involves paying bills on time, minimizing debt, and so forth. Of course, situations beyond our control may occur which ... more...

Are You Really Ready For a Relationship?
So often I hear, I want a boyfriend, Im married but Im not happy. I just got divorced and I dont want to make the same mistake again. When will I find someone? It occurred to me recently that in order to be in a relationship that works, its necessary to be ready to enter one. I know that ... more...

Top 9 Used Car Salesmen Tricks, and How to Avoid Them
One of the biggest moments in many peoples lives is driving off in their brand-spanking-new automobile. Its an exhilarating feeling. Its also a big moment because in that very instant, that brand-spanking-new car loses a big chunk of its valuethe difference between the retail price you paid and the ... more...

Bad Credit Personal Loan
There are many people who are in a situation where they need a personal loan but they also have a tarnished credit history. Many people with poor credit do not think that they will be approved for a loan because of their previous credit activity. However, due to the increasing need for bad credit ... more...

Adverse Credit Mortgage Loan - Persistence is the Key to Getting Approved
People with bad credit that are looking to get a home mortgage loan or to refinance their existing home mortgage loan, know how difficult of a job it can be to try and get approved. Adverse credit history can mean a little more legwork to get an approval for a mortgage loan, and especially to get ... more...

How to Find a Cheap Debt Consolidation Loan
If you're shopping around for a cheap debt consolidation loan, then you're going to want to try to find the one that has the lowest interest rate that you can get. The interest that you pay will depend largely on the collateral that you can offer to secure your cheap debt consolidation loan, as ... more...

Secured Homeowner Loans to Reiterate that a Home Provides More than a Roof Over Your Head
"The ache for home lives in all of us, the safe place where we can go as we are and not be questioned."It is a challenge to find a place like that. Luckily you have one. A house is built on many things other than brick and mortar; it is built on hope and expectation. If being a homeowner makes you ... more...

Strategies for Surviving Holiday Dinners, Family Events and Other War Zones
No matter how well we may have weathered our basic training, nothing can fully prepare us for the front lines of family gatherings. Were in the thick of it, dodging live ammunition, and fighting the urge to return to our old, reliable patterns that helped us to survive while we were growing up. We ... more...

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