How Corporations Can Use Real Estate To Access Untapped Capital
Most corporations of any size and scale have large investments in the land and facilities necessary for the successful operation of their business. While making corporate investments into real estate assets may seem to be a reasonable strategy at first glance, they are rarely investment or capital ... more...

Commercialisation of Higher Education in South Africa
Introduction and Literature ReviewSouth African education policies place priority on addressing historical education imbalances, but should also be sensitive to the demands of an ever-increasing global knowledge-driven environment. The educational system cannot be dominated by the needs of the ... more...

Assumed vs. Subject to Finance
There is a difference between an existing note secured by deed of trust and being assumed, and a sale subject to a note and deed of trust.When a buyer assumes an existing loan, he signs and Assumption agreement with the lender. In this agreement, the buyer agrees to assume the responsibility for ... more...

Building Wealth: Don't Waste Your Money on Real Estate Investment Schemes
You've seen the real estate guru advertisements for books, DVDs, programs, seminars, and mentoring coaches promoting no-money-down deals. Perhaps you've watched the infomercial on TV with the people telling their stories of how they made millions investing in real estate with no-money-down and cash ... more...

Universal Default Tips On Avoiding The Trap
Youve probably never heard of it, but its in your credit card agreement contract. We all read that barely visible lengthy finely printed jargon, dont we?Universal default refers to the credit card rule that allows a credit card issuer to raise your interest rate, at any point in time, if they ... more...

Negotiating the Purchase of Your Home
Negotiating a successful real estate contract requires communication and listening skills, as well as the ability to create a environment of cooperation. Many of our real estate clients have been very experienced negotiators, and from them we have learned that the goal is to reach a "good ... more...

Negotiating the Sale of Your Home
Negotiating a successful sale of your home requires an environment that sustains the buyer's interest and trust during the process. Many of our clients have been very experienced negotiators, and from them we have learned that the goal is to reach a "good agreement" - one in which the underlying ... more...

Home Loans and Mortgages The Selection Can Be Bewildering
For years, when someone wanted to purchase or refinance a home, the choices were simple. The buyer chose either a 15-year fixed-rate mortgage or a 30 year fixed-rate mortgage. That was it. Of course, those were also the days of twenty percent down payments, which seriously hindered the ability ... more...

A Quick Guide to Secured Loans
As the name suggests, a secured loan is a loan given to the borrower on a condition that he provides the lender with something as a security to the loan amount. Generally, the security offered is the borrowers home. The property pledged as the security is called collateral.Secured loans are not ... more...