Real Estate Lease Option Danger
Why are real estate investors having so much success offering "rent to own" homes?Lease-options offer home ownership opportunities to folks with little cash and not so hot credit.Oh boy, there are plenty of those around.Both parties in a lease-option deal are counting on the buyer being able to ... more...

How Your Auto Insurance Rates Are Determined
Your auto insurance rates are determined by a number of factors: -driving record -usage, how you are using the vehicle, work, pleasure, business -how many drivers you have and their ages -how many vehicles you have -what kind of coverage limits you want -what area you live in -your payment history ... more...

Landlording And Other Aggravations
Here's the gripping story...You are the landlord of a small apartment building that you are offering for sale. You find a buyer and a sale is arranged.The tenants learn of the sale and ask if they will be forced to move. How do you answer?You explain that it depends upon the lease agreement. If ... more...

Top Tips from Real Estate Author Mark Nash for Negotiating a Home Purchase Contract
These tips are excerpted from my fourth real estate book: "1001 Tips for Buying and Selling a Home" by Mark Nash. ISBN: 0324232896 Thomson/South-Western 2004.464 unless you are in a "hot" market area, do not feel pressured to write a purchase agreement after a showing. -If you need some time, use ... more...

Growing Faster Than Your Cash Flow? Let Factoring Fund Your Next Expansion!
Why wait weeks or months to get paid by your clients when you can access your money in a matter of days by factoring your invoices. When a business factors their invoices, they are allowing a third party to purchase their invoices at a discount price. This discount is considered the third partys ... more...

Credit Traps Snag Consumers
Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit cards with low interest rates and no annual fees. If you wanted a low interest rate on a credit card ... more...

To Factor or Not to Factor?
The purchasing of accounts receivable (invoices) is generally known as factoring. Businesses can sell their invoices to companies known as factors. Although not all businesses are familiar with factoring, historians claim that factoring dates back to the ancient Roman civilization making it one of ... more...

New Bankruptcy Legislation May Make it Harder to Find an Attorney
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act will make it harder for people with problem debt to have their debt eliminated through filing for bankruptcy. This new legislation will make it harder to have debts wiped out by the courts, and will require more debtors to ... more...

Bad Credit Personal Loans: Empowering Credit Misfits
First thing to do when you discover bad credit is - dont panic. With our somewhat dicey financial habits, it is not surprising that more and more people are registered as bad debtors. Bad credit is no laughing matter but it is also not something to despair. Most people believe that bad credit is a ... more...