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What Is the Down Payment?
January 21, 2002 "My understanding is that if a home buyer puts 20% down, he doesn?t have to purchase mortgage insurance.  I put 20% down -- $48,000 on a $240,000 home purchase ? but I?m told that I do have to buy mortgage insurance because I elected to finance $6,000 in ... more...

Manufactured Housing: A Messy Picture
May 19, 2003, Revised February 14, 2005 What Is a Manufactured House? A manufactured home is built entirely in a factory, transported to a site, and installed there. It is distinguished from "modular", "panelized", and "pre-cut" homes, ... more...

land loan related definitions

Mortgage Lender
Mortgage Lender A company that lends money on the security of land, houses, and real estate. A mortgage lender is the institution that provides the money to the borrower at closing. The borrower in turn, will sign a note provided by the lender stating their debt, their obligation ... more...

Accretion
Accretion The addition to land through natural forces like wind or water. Example : deposit of soil carried by a river .   ... more...

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Get Free land loan Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Creative Real Estate Investing - Put Away Your Paint Brushes
Yes, its true. You profit when you buy not when you sell. If you are thinking about your earnings only when you put your offer on the table, its very late in the day and you are playing with losses.Creative Real Estate investing is about making money. If you want to buy Real Estate for your own ... more...

Selling Your Home Yourself Pricing It Appropriately
When youre selling your own property, whether its a house, townhouse, condo, apartment, a finished lot, raw land, a farm, a ranch, or whatever, the first thing to get right is the price you ask for it. If you work with a broker, the legwork is done for you. When you work as a FSBO (for sale by ... more...

What is Your Credit Report?
Credit Report how often has it impacted your life? Probably more often than you really like. If you have ever applied for a new home loan, car loan, or a credit card, your credit report has been pulled by the lender for review. Depending on your credit report and the credit score the information ... more...

My Unforgettable Jaunt to 'Eh-land' Or How I Learned How to Stop Worrying and Love Canada
Ontario turned out to be a very friendly place to sell and sign books although getting there was an ordeal comparable to Ricks first night on Malta in the novel.It all began innocently enough. While I was waiting for my book to come out, I found a list of Maltese clubs on the Internet and sent ... more...

Zero Down Real Estate Investing
Zero down? Why would a seller want to walk away from closing with nothing? Well, they wouldn't, and that brings up the most important point about real estate investing with no downpayment: The seller almost always needs cash at closing, but it doesn't have to be YOUR cash.A Zero Down ExampleI'm ... more...

Stop Wasting Money When You Fill Your Car Up With Gas Part 1
Its no big secret - gas prices are rapidly rising. For many consumers this can lead to serious financial problems. This article will give you some tips, guidelines, and basic advice for helping you keep reduce the amount of money that you spend each week filling up your vehicle.If youre like the ... more...

Asset Classes Guide
Money earned can either be consumed or saved. When money is saved it can either be hoarded or be invested to enhance its value. An investment project requires information about the various avenues available.The general term used to refer to the investments made is assets. Assets reflect ones ... more...

Buying a Violin
"How do I buy a violin, (or fiddle)?"That question has risen to the top of the fiddle FAQ list, even above Whats the difference between a violin and a fiddle?This is an account of how Richard Blackwell, my student, actually purchased a violin.He had been using a good quality student violin on loan ... more...

Mobile Homes For Sale In Gloversville New York
Information about mobile homes for saleMobile homes, also known as manufactured homes, are assembled in a factory. Each mobile home for sale has to conform to the U.S. governments Manufactured Home Construction and Safety Standards (HUD code), rather than just to the destinations building codes. ... more...

Navigating Commercial Construction Financing
Today, the development and construction of commercial facilities entails a wider range of financial options than anytime in the past quarter century.Thanks in large part to continued low interest rates and significant liquidity in lending institutions, financing of well-considered speculative ... more...

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