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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Debt Collectors; And what you can do to Get Them Out of your Life
FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. 1692g(a)This will be a pretty long lesson and will cover an integral part of validation which is the receipt of the initial or first contact with the debtor by a collector which usually gets thrown in the trash can if the ... more...

After Eve [Part Five: a New World Order]
Part FiveShort-legs continues--:Seasons: sometimes looking up from the floor of the Valley of Caves, the color of the rocks, stones were so intense and in certain areas there always seemed to be strong shadows, especially in fall and winter. Thence the images in winter were always eerie to/for ... more...

How You Can Avoid Becoming A Victim Of Identity Theft
To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take.The most important one is to ask periodically for a copy of your credit report. This is crucial because it is the surest and quickest way to determine if someone is using your ... more...

The Truth About Credit
What you might not know about credit.Some people dont know about a loop hole in the credit reporting system.You probably know that a loan in your name gets reported to the credit bureaus. And this borrowed money shows up on your credit report.The more you owe on your credit report the lower your ... more...

Internet Marketing: Has Traditional Web Site Optimization (SEO) Outlived Its Usefulness
When it comes to internet marketing, traditional web site optimization (SEO) still stands as the holy grail, but an increasing number of small and medium sized business owners, facing the prospect of high SEO fees, are just now beginning to turn to an alternative promotional method that is ... more...

Effective Keyword Bidding Strategies
When doing Pay Per Click Advertising you'll often see "Bid Gaps" emerge among the cost per clicks of the keywords you're bidding on. For example, the top three positions for the keyword "Mortgage" may be listed as:Position # 1 $1.00 Position # 2 $.79 Position # 3 $.78In this example ... more...

Brand Identity - Corporate Identity and Brand Value
Companies work hard building the strength of their brands - it is critical to the ongoing brand management process to have meaningful and actionable data-driven measures of these efforts.Building a brand, cultivating its strengths, pruning its weaknesses, and making it more valuable to its owners ... more...

Lawrence Alma-Tadema - Biography Of An Artist In The Antique Style
Born Lourens Tadema (Alma being his middle name) in Dronryp, Friesland, to Pieter Tadema, a notary, and his second wife Hinke Brouwer - from an early age Alma-Tadema showed artistic ability and the beginnings of his highly methodical and exacting nature as demonstrated in his subsequent paintings. ... more...

Brand Awareness - Brand Identity
About once a month a few of us at the office get together during lunch for what has become known as a SWAP meeting. We share thoughts, stories and sometimes play Pictionary. Its a great way to relieve stress and learn interesting tidbits about the people we work with.One afternoon our conversation ... more...

No Money Down Real Estate Investing
If you really want to make a wealth of money in real estate you must learn to leverage a small amount of your resources to control a lot of property. One of the techniques I like to use is Subject To financing.Although some states are attempting to pass legislation to regulate or ban this practice, ... more...

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