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Upfront Mortgage Brokers Listed by State
IMPORTANT NOTICE:  BEFORE CONTACTING BROKERS LISTED BELOW, READ  "HOW TO DEAL WITH A UMB" Upfront Mortgage Brokers as of December 10, 2005  Arizona Resident Brokers Keith Carothers, AZ Mortgage Dr. Fee: Negotiated on a case-by-case basis www.azmortgagedr ... more...

Using a Second Mortgage to Avoid a Jumbo Loan
January 27, 1999 "I was recently advised to reduce my loan amount from $245,000 to $240,000 on the grounds that above $240,000 the interest rate is significantly higher. Is that right?" Yes. Two "government sponsored enterprises", Fannie Mae and Freddie ... more...

jumbo metal storage cabinets related definitions

Jumbo Loan
Jumbo Loan A loan that is larger than the limits set yearly by Fannie Mae and Freddie Mac ($359,650 as of 1/1/2005). Because jumbo loans cannot be funded by these two agencies, jumbo loans usually carry a higher interest rate. Also called a non-conforming loan. For Alaska, ... more...

Non Conforming Loan
Non Conforming Loan A loan that does not meet the Fannie Mae or Freddie Mac underwriting guidelines. This is also known as a portfolio mortgage. The loan can't be sold on the secondary market so it must keep it and service it in its own portfolio. Non-conforming loans have ... more...

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Digital Picture Frame
A wooden or a metal Picture Frame is a great gift idea or traditional keepsake to share reminiscences. But changing times need changing ideas, and with the internet and personal web pages we can swap pictures with friends near and far. The technologically challenged, or computer novices, can keep ... more...

Custom Display Cases
Unusual or unique collectibles may need customized display cases for exhibition and storage purposes. It can be difficult to find a box display case of the right size for an irregularly sized die cast model, for example. Or a rosewood display case may be of the right size and material, but does not ... more...

Motorcycle Road Trips in North Florida: Jax Beach to Fernandina
With bike week just around the corner, bikers from all over the country are pulling their motorcycles out of winter storage and cleaning up their leathers in anticipation of a motorcycle rally like no other. While Daytona is definitely the place to be the week of March 5th, Florida offers some ... more...

Selling Your Home - Be Sure It Shows Well
Whether you are selling a house, townhouse, condo or apartment, there are universal tips that will help it sell. Primary among those tips are making sure your home shows well.First impressions of a home go a long way to determining how quickly it will sell. Here are a few suggestions that will make ... more...

Kitchen Remodeling: First Step
It's true with any remodeling project, of course, but a well-designed, detailed plan is especially important when it comes to remodeling your kitchen. Regardless of whether you're planning to do it yourself or will be using the help of a professional, your first step will be working out a plan that ... more...

Top 10 FSBO Tips to Selling Your Home by Owner
By using some simple FSBO (For Sale by Owner) tips and techniques, the average homeowner can sell his or her own home without the assistance of a real estate agent. Just as many others have done in the past. You can sell your own home and save thousands, but it takes work and commitment.Below you ... more...

Questions You Always Wanted To Ask A Master Builder But Never Had The Chance
Building a house (or lots of them) seems to be an area of knowledge that is kept secret (insiders only), with clients kept in the dark and fed on expensive "cow dung."A while ago I asked my US readers of my e-book, "Residential Development Made Easy" for questions they would like to ask a Master ... more...

Budget Decorating - What Is It?
Budget decorating. You see this phrase a lot but what does it mean? Does it mean the same thing to you that it does to me? Probably not, and heres why.The term "decorating" is easy to understand; it concerns making something (a room, a space) prettier, better organized, more functional, more ... more...

Building A Home? Want To Ask A Builder The Right Questions - Not The Dumb Ones!
These are real builder questions that I got from readers of my e-book, "Residential Development Made Easy" with answers from a major USA Master Builder operating in 48 States.Question 1.My wife and I are planning a new home. We intend approaching a builder or two in this area, and I plan on asking ... more...

New or Old House?
A lot of buyers think that a new house is the way to go but it's important to have some knowledge of quality and of the builder. New paint, carpet, doors, windows and cabinets are a quick and easy sell. But are the cabinets even level. I have seen cabinets in a $300,000 house that the dishes would ... more...

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