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Is Credit Scoring Fair to Minorities?
December 21, 1998 "I was shocked to discover recently that my credit rating, called a 'FICO score', was poor, due largely to a 90-day past-due bill that I have every year because my work is seasonal. Comes the spring I always pay the bills in full? Most of my ... more...

jewish sex related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

A Singles Game of Real Estate
This discussion leans toward answering questions asked most often by our youthful men and women in there early twenties. They often begin to ask themselves the question, Should I consider buying a home, condo/town-home or some other type of real estate that I can call my own? Due to the fact that ... more...

12 Hazardous Chatter Issues to Evade During a Date Dating Advice for Men
Listing below some topics to keep away from, while talking during a date: Avoid talking about things which stir up memories of negative things, like violence, wrestling, rape, child abuse, death stories, animosity, hatred, cruelty. She is a woman after all! Avoid bringing up the past both hers and ... more...

Curse of the Abyss Worm [Chapters 21 & 22]
21The Mirror and the Ring1930FallCuriosity, Sally woke up as she rolled out of bed, walking to the main room in the hotel suite. The old gentleman [Thomas] was having coffee by himself sitting at the dinning room table. She looked out the window at Rice Park; it was a small park to say the ... more...

What is Fair Housing?
You may have heard the term "fair housing", but what does it mean? What are your rights as a renter or homeowner, and can you defend yourself if your rights have been violated?The Fair Housing Act is enforced by the U.S. Department of Housing and Urban Development. It bars discriminatory practices ... more...

From the School of Pain to the School of Vision
Many, many of us have struggled with some aspect of lack in our lives -- not enough time, opportunities, food, well-being, quality relationships, education, money, friends, etc., etc. Whether we realize it or not, we have been using the pain of those "apparent" conditions as a very powerful teacher ... more...

Life in Las Vegas
"I'll go and get some munchies for us, Bob. Don't give that beautiful black-haired lady my seat. Eh?""You wish!" Sean went to get some food while Bob ordered some white wine for them both."You're becoming a regular aren't you?" The sprightly barmaid commented as she brought him their drinks and ... more...

Smokers, Death Benefit Arguments, and Poly-behavioral Addiction
Do Governments Save Money by Watching Smokers Die Prematurely?This was the conclusion of a report, commissioned by Philip Morris, who looked at the cost of smoking in the Czech Republic in 1999. They concluded that tobacco can save a government millions of dollars in health care and pensions ... more...

Divining Your Life Path Number
The Life Path is determined by the sum that is arrived at after reducing your birth date by adding digits together. This number represents the traits and talents that you were born with and the probable journey you will take during your lifetime. In a way it represents what path you will take ... more...

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